Bank Of India Branches In Himachal Pradesh - IFSC, MICR Codes, Phone

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IFSC Codes for Bank Of India In Himachal Pradesh

8 branches found.Showing 1 - 8
Bank Of India - Chamba Branch
Address: Khanna Niwas Hardaspura,opp Shanidev Templedistt Chamba, Himachal Pradesh-176318
City: Chamba
District: Chamba, Himachal Pradesh
IFSC Code: BKID0007925
Bank Of India - Hamirpur Branch
Address: Rameli,city - Hamirpur
City: Hamirpur
District: Hamirpur, Uttar Pradesh
IFSC Code: BKID0006982
Bank Of India - Hamirpur Branch
Address: Ground Floor, Antariksh Mall,ward No. 2, Gandhi Chowk,
City: Hamirpur
District: Hamirpur, Himachal Pradesh
IFSC Code: BKID0007922
Bank Of India - Simla Branch
Address: 45, The Mallpost Box No. 16,
City: Simla
District: Simla, Himachal Pradesh
IFSC Code: BKID0007902
Bank Of India - Solan Branch
Address: Bhakru Complex, Rajgarh Roadnear D.c. Office,
City: Solan
District: Solan, Himachal Pradesh
IFSC Code: BKID0007916
Bank Of India - Manpura Branch
Address: Main Market, Manpura, Distt Solan
City: Solan
District: Solan, Himachal Pradesh
IFSC Code: BKID0007923
Bank Of India - Una Branch
Address: Abhay Complex, 1st Floor, Near S.t. Bus Standuna, Dist. Junagarh Pin - 362560
City: Una
District: Una, Gujarat
IFSC Code: BKID0003319
Bank Of India - Una Branch
Address: Upper Ground Floor, City Centre, Main Road,near Buststand, Ward No.3 Galua
City: Una
District: Una, Himachal Pradesh
IFSC Code: BKID0007926
IFSC Code Search

Key Stats: Bank Of India
Key Details:
Employees: 42348
No. of Offices: 4373
Bank Type: Public Sector Bank
Website: http://www.bankofindia.com/
Customer Care: 1800 22 0229

Financial Details:
Business per Employee : 158.20
Net Income Margin (NIM) : 2.16
Cost of Funds (COF) : 5.66
Return on Equity : 12.25
Return on Assets : 0.65
Capital Adequacy : 11.02
Non Performing assets ratio : 2.06
IFSC Codes for NEFT
IFSC Codes are used for initiating money transfer through NEFT or RTGS. This code uniquely identifies the bank branch where the receiver of the funds has his/her account. IFSC code is a 11 character alpha-numeric code assigned to each bank branch by RBI in India.

NEFT Online Transfer:
NEFT is the most cost effective and secure way of account to account money transfer in India. It usually takes around 1-4hrs to receive the money using NEFT.

NEFT Timings:
Monday-Friday:8am to 7pm
Saturday:8am to 1pm
Sunday:Closed
Note: Any transfer made outside the time limit will be initiated on the next working day.

NEFT Fees:
Up to Rs.10,000Rs.2.50 + Service Tax
Rs.10,000 to Rs.1 LakhRs.5.00 + Service Tax
Rs.1 Lakh to Rs.2 LakhRs.15.00 + Service Tax
Rs. 2 Lakh OnwardsRs.25.00 + Service Tax
Note: This is the maximum fees which a bank can charge. Actual charges can be lower.

Find IFSC Codes:
IFSC code for a bank branch can be located on the cheque book or the pass book issued by the branch. You may also search our website to find the ifsc code for branches of all banks in India.

IFSC Code: Indian Financial System Code or IFSC is a 11 character code used in India for domestic inter-bank money transfer. This alpha numeric code uniquely identifies the bank branch participating in NEFT and RTGS payment systems. Most financial institution use the NEFT system as it is managed and promoted by Reserve Bank of India (RBI - India's Central Bank). The first 4 characters of IFSC Code represent the bank, and the last 6 numbers represent the branch of that bank. The 5th character is 0 (zero) and is reserved for future use. To initiate money transfer, you need to provide the IFSC code of the receiver's bank branch. This code is used by the NEFT system to identify the destination bank branch and also to route the messages appropriately to the concerned banks and branches.

NEFT Transfers: National Electronic Funds Transfer (NEFT) is India's electronic payment system facilitating one-to-one funds transfer. Individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. There is no limit – either minimum or maximum – on the amount of funds that could be transferred using NEFT. NEFT fund transfer system is the most secure and cost effective way to transfer money in India with no fees for receiver and very low fee for the sender (it is among the lowest for domestic interbank transfer across the world). Apart from that, it is also very fast with funds crediting in the receiver's account in around 1-4hrs after initiating the transfer.

RTGS Transfers: RTGS (Real Time Gross Settlement) system is a real-time inter-bank money transfer method for transferring money within India. RTGS is primarily meant for large value transactions and the minimum amount to be remitted through RTGS is Rs. 2 lakh. There is no upper ceiling for RTGS transactions. For this reason, it is usually used by corporates who need to transfer large sums of money in real time to meet various payment needs. RTGS is also most cost effective and secure way to transfer the money instantaneously to the receiver's bank account.