Indian Bank Branches In Ludhiana, Punjab - IFSC, MICR Codes, Phone

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IFSC Codes for Indian Bank In Ludhiana, Punjab

14 branches found.Showing 1 - 14
Indian Bank - Bhoura Branch
Address: B - 32/54 Thapar Nagarg T Road By Passbhouraludhiana Dist. Punjab141005
City: Ludhiana
District: Ludhiana, Punjab
IFSC Code: IDIB000B055
Indian Bank - Brs Nagar Branch
Address: Scf 39g, Brs Nagar Market, Ludhiana, Ludhiana Dist, Punjab, Pin 141001
City: Ludhiana
District: Ludhiana, Punjab
IFSC Code: IDIB000B165
Indian Bank - Dugri Branch
Address: Dugri P.o. Model Townludhiana Punjab 141002
City: Ludhiana
District: Ludhiana, Punjab
IFSC Code: IDIB000D029
Indian Bank - Doraha Branch
Address: Ajaib Singh Complex Opposite Fly Over, G.t.road Doraha 141421
City: Doraha
District: Ludhiana, Punjab
IFSC Code: IDIB000D069
Indian Bank - Jagraon Branch
Address: Raikot Road, Jhansi Rani Chowk, Jagraon, Ludhiana Dist 142026
City: Jagraon
District: Ludhiana, Punjab
IFSC Code: IDIB000J002
Indian Bank - Khanna Branch
Address: G T Road (near Old Bus Stand), Khanna, Ludhiana District, Pin 141401
City: Khanna
District: Ludhiana, Punjab
IFSC Code: IDIB000K035
Indian Bank - Ludhiana Branch
Address: Clock Tower Chowk, Ludhiana 141008, Punjab
City: Ludhiana
District: Ludhiana, Punjab
IFSC Code: IDIB000L003
Indian Bank - Model Town Branch
Address: Guru Nanak Khalsa Collete- For Women Gujarkhan Complexmodel Townludhiana141002
City: Ludhiana
District: Ludhiana, Punjab
IFSC Code: IDIB000M149
Indian Bank - Mullanpur Branch
Address: Opp Fci Godown,ferozpur Road,mullanpur,ludhiana Dist,punjab,pin 141101
City: Mullanpur
District: Ludhiana, Punjab
IFSC Code: IDIB000M281
Indian Bank - Kalsi Nagar Branch
Address: 1601kalsi Nagarmain G T Roaddholewalludhiana 141003
City: Ludhiana
District: Ludhiana, Punjab
IFSC Code: IDIB000S141
Indian Bank - Samrala Branch
Address: Opp. M G Complex Khanna Road Samrala 141114
City: Samrala
District: Ludhiana, Punjab
IFSC Code: IDIB000S199
Indian Bank - Shahid Karnail Singh Nagar Branch
Address: House No. 48c, Shaheed Karnail Singh Nagar, Phase Iii, Sua Road, Jawadi, Near Pakhowal Road, Ludhiana Dist, Punjab, Pin - 141 013
City: Ludhiana
District: Ludhiana, Punjab
IFSC Code: IDIB000S238
Indian Bank - Sunder Nagar Branch
Address: 2435 Main Road, Sunder Nagar, Ludhiana, Ludhiana Dist, Punjab, Pin 141007
City: Ludhiana
District: Ludhiana, Punjab
IFSC Code: IDIB000S252
Indian Bank - Tagore Nagar Branch
Address: 1105kiran Villatagore Nagar-bcivil Lines,ludhiana Punjab Pin-141001
City: Tagore Nagar
District: Ludhiana, Punjab
IFSC Code: IDIB000T151
IFSC Code Search

Key Stats: Indian Bank
Key Details:
Employees: 18793
No. of Offices: 2128
Bank Type: Public Sector Bank
Customer Care: 1800 4250 0000

Financial Details:
Business per Employee : 130.10
Net Income Margin (NIM) : 2.97
Cost of Funds (COF) : 6.92
Return on Equity : 13.89
Return on Assets : 1.02
Capital Adequacy : 13.08
Non Performing assets ratio : 2.26
IFSC Codes for NEFT
IFSC Codes are used for initiating money transfer through NEFT or RTGS. This code uniquely identifies the bank branch where the receiver of the funds has his/her account. IFSC code is a 11 character alpha-numeric code assigned to each bank branch by RBI in India.

NEFT Online Transfer:
NEFT is the most cost effective and secure way of account to account money transfer in India. It usually takes around 1-4hrs to receive the money using NEFT.

NEFT Timings:
Monday-Friday:8am to 7pm
Saturday:8am to 1pm
Note: Any transfer made outside the time limit will be initiated on the next working day.

NEFT Fees:
Up to Rs.10,000Rs.2.50 + Service Tax
Rs.10,000 to Rs.1 LakhRs.5.00 + Service Tax
Rs.1 Lakh to Rs.2 LakhRs.15.00 + Service Tax
Rs. 2 Lakh OnwardsRs.25.00 + Service Tax
Note: This is the maximum fees which a bank can charge. Actual charges can be lower.

Find IFSC Codes:
IFSC code for a bank branch can be located on the cheque book or the pass book issued by the branch. You may also search our website to find the ifsc code for branches of all banks in India.

IFSC Code: Indian Financial System Code or IFSC is a 11 character code used in India for domestic inter-bank money transfer. This alpha numeric code uniquely identifies the bank branch participating in NEFT and RTGS payment systems. Most financial institution use the NEFT system as it is managed and promoted by Reserve Bank of India (RBI - India's Central Bank). The first 4 characters of IFSC Code represent the bank, and the last 6 numbers represent the branch of that bank. The 5th character is 0 (zero) and is reserved for future use. To initiate money transfer, you need to provide the IFSC code of the receiver's bank branch. This code is used by the NEFT system to identify the destination bank branch and also to route the messages appropriately to the concerned banks and branches.

NEFT Transfers: National Electronic Funds Transfer (NEFT) is India's electronic payment system facilitating one-to-one funds transfer. Individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. There is no limit – either minimum or maximum – on the amount of funds that could be transferred using NEFT. NEFT fund transfer system is the most secure and cost effective way to transfer money in India with no fees for receiver and very low fee for the sender (it is among the lowest for domestic interbank transfer across the world). Apart from that, it is also very fast with funds crediting in the receiver's account in around 1-4hrs after initiating the transfer.

RTGS Transfers: RTGS (Real Time Gross Settlement) system is a real-time inter-bank money transfer method for transferring money within India. RTGS is primarily meant for large value transactions and the minimum amount to be remitted through RTGS is Rs. 2 lakh. There is no upper ceiling for RTGS transactions. For this reason, it is usually used by corporates who need to transfer large sums of money in real time to meet various payment needs. RTGS is also most cost effective and secure way to transfer the money instantaneously to the receiver's bank account.