Indian Overseas Bank Branches - IFSC, MICR Codes, Phone

IFSC Codes for Indian Overseas Bank

3532 branches found. Showing 136 - 150
Indian Overseas Bank - Gajuwaka Branch
Address: 7-15-15 By 1, Upstaris Of P.o., Old Gajuwaka, Visakhapatnam, 530026
City: Gajuwaka
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0001648
Indian Overseas Bank - Visakhapatnamvuda Branch
Address: Vuda Complex Siripuram Visakhapatnam Pin 530003
City: Visakhapatnam
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0001649
Indian Overseas Bank - Market Yard Anakapalle Branch
Address: Main Road,anakapalle,pin 531002
City: Anakapalle
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0001650
Indian Overseas Bank - Saripalli Branch
Address: Saripalli,pendurthy Mandal,saripalli,pin 531173
City: Pendurti
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0001651
Indian Overseas Bank - Akkayyapalem Branch
Address: Drbpattabhi,sitaramayya,marg,dwarka,nagar,visakhapatnam,530016
City: Visakhapatnam
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0001915
Indian Overseas Bank - Nad Junction Branch
Address: 58 1 23 By 1 Marripalem Road,ground Floor Near Nad Junction Visakhapatnam Pin 530009
City: Visakhapatnam
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0001939
Indian Overseas Bank - R O Visakhapatnam Branch
Address: Door No 13 26 2,apurupa Arcade,maharanipet,visakhapatnam Pin Code 530002
City: Visakhapatnam
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0002010
Indian Overseas Bank - Visakhapatnammadhavadhara Branch
Address: Satya Vijayam Plaza, 39 33 94 By 1, Madhavadhara, Vuda Layout, Visakhapatnam Pin 530007
City: Visakhapatnam
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0002145
Indian Overseas Bank - Pedawaltair Branch
Address: 1 4 1 Ground Floor Shivajipalem Pedawaltair Visakhapatnam Pin 530017 Dist Vishakhapatnam
City: Vishakapatnam
District: Vishakapatnam, Andhra Pradesh
IFSC Code: IOBA0002191
Indian Overseas Bank - Madhurawada Visakhapatnam Branch
Address: Midhilapuri Vuda Colony,madhurawada,visakhapatnam,pin 530041,dist Vishakhapatnam
City: Madhuravada
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0002196
Indian Overseas Bank - Payakaraopeta Branch
Address: Door No 13 5 6,main Road,opp Chitram,payakaraopeta 531126
City: Payakaraopet
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0002312
Indian Overseas Bank - Kirlampudi Layout Branch
Address: Kirlampudi Layout,door 7 1 75 By 1,ground Floor,chinna Waltair,visakhapatnam,530003
City: Visakhapatnam
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0002385
Indian Overseas Bank - Gullepalle Branch
Address: No 87 By 21,ground Floor,gullepalle,a P 531035
City: Anakapalle
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0002562
Indian Overseas Bank - Makavarapalem Branch
Address: No 235by5 Ramaraopeta Makavarapalem Visakapatnam 531113
City: Narsipatnam
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0002603
Indian Overseas Bank - Sme Visakapatnam Kurmannapalem Branch
Address: D No 31 42 1 Kurmannapalem Main Road Duvvadda Road Visakapatnam 500046
City: Visakhapatnam
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0002605
IFSC Code Search

Key Stats: Indian Overseas Bank
Key Details:
Employees: 28280
No. of Offices: 3042
Bank Type: Public Sector Bank
Website: http://www.iob.com/
Customer Care: 1800 425 4445

Financial Details:
Business per Employee : 128.80
Net Income Margin (NIM) : 2.26
Cost of Funds (COF) : 7.22
Return on Equity : 4.47
Return on Assets : 0.24
Capital Adequacy : 11.85
Non Performing assets ratio : 2.50
IFSC Codes for NEFT
IFSC Codes are used for initiating money transfer through NEFT or RTGS. This code uniquely identifies the bank branch where the receiver of the funds has his/her account. IFSC code is a 11 character alpha-numeric code assigned to each bank branch by RBI in India.

NEFT Online Transfer:
NEFT is the most cost effective and secure way of account to account money transfer in India. It usually takes around 1-4hrs to receive the money using NEFT.

NEFT Timings:
Monday-Friday:8am to 7pm
Saturday:8am to 1pm
Sunday:Closed
Note: Any transfer made outside the time limit will be initiated on the next working day.

NEFT Fees:
Up to Rs.10,000Rs.2.50 + Service Tax
Rs.10,000 to Rs.1 LakhRs.5.00 + Service Tax
Rs.1 Lakh to Rs.2 LakhRs.15.00 + Service Tax
Rs. 2 Lakh OnwardsRs.25.00 + Service Tax
Note: This is the maximum fees which a bank can charge. Actual charges can be lower.

Find IFSC Codes:
IFSC code for a bank branch can be located on the cheque book or the pass book issued by the branch. You may also search our website to find the ifsc code for branches of all banks in India.

IFSC Code: Indian Financial System Code or IFSC is a 11 character code used in India for domestic inter-bank money transfer. This alpha numeric code uniquely identifies the bank branch participating in NEFT and RTGS payment systems. Most financial institution use the NEFT system as it is managed and promoted by Reserve Bank of India (RBI - India's Central Bank). The first 4 characters of IFSC Code represent the bank, and the last 6 numbers represent the branch of that bank. The 5th character is 0 (zero) and is reserved for future use. To initiate money transfer, you need to provide the IFSC code of the receiver's bank branch. This code is used by the NEFT system to identify the destination bank branch and also to route the messages appropriately to the concerned banks and branches.

NEFT Transfers: National Electronic Funds Transfer (NEFT) is India's electronic payment system facilitating one-to-one funds transfer. Individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. There is no limit – either minimum or maximum – on the amount of funds that could be transferred using NEFT. NEFT fund transfer system is the most secure and cost effective way to transfer money in India with no fees for receiver and very low fee for the sender (it is among the lowest for domestic interbank transfer across the world). Apart from that, it is also very fast with funds crediting in the receiver's account in around 1-4hrs after initiating the transfer.

RTGS Transfers: RTGS (Real Time Gross Settlement) system is a real-time inter-bank money transfer method for transferring money within India. RTGS is primarily meant for large value transactions and the minimum amount to be remitted through RTGS is Rs. 2 lakh. There is no upper ceiling for RTGS transactions. For this reason, it is usually used by corporates who need to transfer large sums of money in real time to meet various payment needs. RTGS is also most cost effective and secure way to transfer the money instantaneously to the receiver's bank account.