Indian Overseas Bank Branches - IFSC, MICR Codes, Phone

IFSC Codes for Indian Overseas Bank

3532 branches found. Showing 91 - 105
Indian Overseas Bank - Vijayawada Bhavanipuram Branch
Address: R S No 36 By 1,crombay Road,bhavanipuram,vijayawada,krishna Dist 520012
City: Vijayawada
District: Krishna, Andhra Pradesh
IFSC Code: IOBA0003184
Indian Overseas Bank - Bapulapadu Hanuman Juntion Branch
Address: Bapulapadu,vijayawada Road,bapulapadu Hanuman Junction 521105
City: Hanuman Jun
District: Krishna, Andhra Pradesh
IFSC Code: IOBA0003187
Indian Overseas Bank - Vuyyuru Branch
Address: 8-133-3,katuru Road,vuyyuru,krishna Dist - 521165
City: Vuyyuru
District: Krishna, Andhra Pradesh
IFSC Code: IOBA0003510
Indian Overseas Bank - Penamaluru Branch
Address: 11-195,main Road,penamaluru,krishna Dist-521139
City: Penamakuru
District: Krishna, Andhra Pradesh
IFSC Code: IOBA0003511
Indian Overseas Bank - Lokamudi Branch
Address: R.s.no.82/3, Eluru Road,lokamudi Village,krishna Dt,andra Pradesh,521 222
City: Krishnapuram
District: Krishna, Andhra Pradesh
IFSC Code: IOBA0003591
Indian Overseas Bank - Pedaparupudi Branch
Address: Ground Floor,house Of Potluri,prameela Devi,2nd Ward,pedaparupudi
City: Gudivada
District: Krishna, Andhra Pradesh
IFSC Code: IOBA0003640
Indian Overseas Bank - Chennur Branch
Address: 378 Main Bazaar Gudur Mandal Chennur Pin 524406
City: Gudur
District: Kurnool, Andhra Pradesh
IFSC Code: IOBA0000322
Indian Overseas Bank - Kurnool Branch
Address: Park Rd,abdulla Khan Estate,opp Zilla Parishad Office,kurnool
City: Kurnool
District: Kurnool, Andhra Pradesh
IFSC Code: IOBA0000392
Indian Overseas Bank - Gudur Branch
Address: 9 By 203, Raja Street, Gudur524101
City: Gudur
District: Kurnool, Andhra Pradesh
IFSC Code: IOBA0000402
Indian Overseas Bank - Bannur Branch
Address: Dr B Mude Gowda Bldg Srinivasa Car Street Bannur Pin 571101
City: Bannur
District: Kurnool, Andhra Pradesh
IFSC Code: IOBA0000421
Indian Overseas Bank - Nandyal Branch
Address: 25 By 21, Near Bus Stand, R S Road, Nandyal Pin 518501
City: Nandyal
District: Kurnool, Andhra Pradesh
IFSC Code: IOBA0000718
Indian Overseas Bank - Krishnagiri Branch
Address: 1 Floor,k R N Buildings East Parellel Road,co Op Colony,krishnagiri Pin 635001
City: Krishnagiri
District: Kurnool, Andhra Pradesh
IFSC Code: IOBA0001030
Indian Overseas Bank - Kurnool Diocese Branch
Address: B Camp Bishops House,nandyal Rd,kurnool
City: Kurnool
District: Kurnool, Andhra Pradesh
IFSC Code: IOBA0001497
Indian Overseas Bank - Adoni Branch
Address: Opp.arts And Science College,1by677 7,yemmiganur Road,adoni 518301
City: Adoni
District: Kurnool, Andhra Pradesh
IFSC Code: IOBA0002601
Indian Overseas Bank - Pannandur Branch
Address: 5 By 73 A, Rice Mill Building, Main Road, Pannandur, Krishnagiri 635123
City: Krishnagiri
District: Kurnool, Andhra Pradesh
IFSC Code: IOBA0002995
IFSC Code Search

Key Stats: Indian Overseas Bank
Key Details:
Employees: 28280
No. of Offices: 3042
Bank Type: Public Sector Bank
Website: http://www.iob.com/
Customer Care: 1800 425 4445

Financial Details:
Business per Employee : 128.80
Net Income Margin (NIM) : 2.26
Cost of Funds (COF) : 7.22
Return on Equity : 4.47
Return on Assets : 0.24
Capital Adequacy : 11.85
Non Performing assets ratio : 2.50
IFSC Codes for NEFT
IFSC Codes are used for initiating money transfer through NEFT or RTGS. This code uniquely identifies the bank branch where the receiver of the funds has his/her account. IFSC code is a 11 character alpha-numeric code assigned to each bank branch by RBI in India.

NEFT Online Transfer:
NEFT is the most cost effective and secure way of account to account money transfer in India. It usually takes around 1-4hrs to receive the money using NEFT.

NEFT Timings:
Monday-Friday:8am to 7pm
Saturday:8am to 1pm
Sunday:Closed
Note: Any transfer made outside the time limit will be initiated on the next working day.

NEFT Fees:
Up to Rs.10,000Rs.2.50 + Service Tax
Rs.10,000 to Rs.1 LakhRs.5.00 + Service Tax
Rs.1 Lakh to Rs.2 LakhRs.15.00 + Service Tax
Rs. 2 Lakh OnwardsRs.25.00 + Service Tax
Note: This is the maximum fees which a bank can charge. Actual charges can be lower.

Find IFSC Codes:
IFSC code for a bank branch can be located on the cheque book or the pass book issued by the branch. You may also search our website to find the ifsc code for branches of all banks in India.

IFSC Code: Indian Financial System Code or IFSC is a 11 character code used in India for domestic inter-bank money transfer. This alpha numeric code uniquely identifies the bank branch participating in NEFT and RTGS payment systems. Most financial institution use the NEFT system as it is managed and promoted by Reserve Bank of India (RBI - India's Central Bank). The first 4 characters of IFSC Code represent the bank, and the last 6 numbers represent the branch of that bank. The 5th character is 0 (zero) and is reserved for future use. To initiate money transfer, you need to provide the IFSC code of the receiver's bank branch. This code is used by the NEFT system to identify the destination bank branch and also to route the messages appropriately to the concerned banks and branches.

NEFT Transfers: National Electronic Funds Transfer (NEFT) is India's electronic payment system facilitating one-to-one funds transfer. Individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. There is no limit – either minimum or maximum – on the amount of funds that could be transferred using NEFT. NEFT fund transfer system is the most secure and cost effective way to transfer money in India with no fees for receiver and very low fee for the sender (it is among the lowest for domestic interbank transfer across the world). Apart from that, it is also very fast with funds crediting in the receiver's account in around 1-4hrs after initiating the transfer.

RTGS Transfers: RTGS (Real Time Gross Settlement) system is a real-time inter-bank money transfer method for transferring money within India. RTGS is primarily meant for large value transactions and the minimum amount to be remitted through RTGS is Rs. 2 lakh. There is no upper ceiling for RTGS transactions. For this reason, it is usually used by corporates who need to transfer large sums of money in real time to meet various payment needs. RTGS is also most cost effective and secure way to transfer the money instantaneously to the receiver's bank account.