Indian Overseas Bank Branches - IFSC, MICR Codes, Phone

IFSC Codes for Indian Overseas Bank

3532 branches found. Showing 121 - 135
Indian Overseas Bank - Lingasagur Branch
Address: Gulbarga Road,opp Slv Lodge,lingasugur 584122
City: Lingasagur
District: Prakasam, Andhra Pradesh
IFSC Code: IOBA0002292
Indian Overseas Bank - Chimakurthi Branch
Address: 319 1 Vvara No 7 Main Road,chimakurthi 523226
City: Chimakurthi
District: Prakasam, Andhra Pradesh
IFSC Code: IOBA0002339
Indian Overseas Bank - Samatha Nagar Ongole Branch
Address: Plot No 160 By 1 Beside St Xaviers School Kurnool Road Ongole,prakasam District Pincode 523002 A P
City: Ongole
District: Prakasam, Andhra Pradesh
IFSC Code: IOBA0002401
Indian Overseas Bank - Allada Branch
Address: Allada Village And Panchayat Kotabommali Thana Jalumooru Mandal Allada Pin 532425
City: Allada
District: Srikakulam, Andhra Pradesh
IFSC Code: IOBA0001129
Indian Overseas Bank - Balagathopu Branch
Address: Bishops Building, Balagathopu, Srikakulam Pin 532001
City: Srikakulam
District: Srikakulam, Andhra Pradesh
IFSC Code: IOBA0001597
Indian Overseas Bank - Visakhapatnam Branch
Address: 47-15-12, Station Road, Dwaraka Nagar, Visakhapatnam - 530016
City: Visakhapatnam
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0000121
Indian Overseas Bank - Nakkapalle Branch
Address: 3 96 2grand Trunk Roadnakkapalle Pin531081
City: Nakkapalle
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0000294
Indian Overseas Bank - Vaddadi Branch
Address: 2 212 Gvr Complex, Chodavaram Road Butchiahpeta,vaddadi 531026
City: Vaddadi
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0000371
Indian Overseas Bank - Anakapalli Branch
Address: 7 8 36, Main Rd, Anakapalli
City: Anakapalle
District: Vishakapatnam, Andhra Pradesh
IFSC Code: IOBA0000393
Indian Overseas Bank - Ananthavaram Branch
Address: Main Road Ananthavaram Mimmidivaram Mandal Pin 533222
City: Ananthavaram
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0000726
Indian Overseas Bank - Rampuram Branch
Address: Rampuram Via Pendurthi Pendurthi Mandal, Rampuram Pin 531173
City: Pendurti
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0000870
Indian Overseas Bank - Rajapulova Branch
Address: Rajapulova Mandal Via Chittivalasa Rajapulova Pin 531166
City: Chittivalasa
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0000948
Indian Overseas Bank - Atchuthapuram Branch
Address: 3 83 Main Road Achuthapuram Pin 531011
City: Duppitturu
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0001090
Indian Overseas Bank - Buchaipeta Branch
Address: Via Vaddadi Buchaipeta Mandal Buchaipeta Pin 531121
City: Vaddadi
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0001168
Indian Overseas Bank - Visakhapatnam Jagadambha Centre Branch
Address: 28 1 1 By 2, Daba Gardens, Visakhapatnam Pin 531020
City: Visakhapatnam
District: Vishakhapatnam, Andhra Pradesh
IFSC Code: IOBA0001446
IFSC Code Search

Key Stats: Indian Overseas Bank
Key Details:
Employees: 28280
No. of Offices: 3042
Bank Type: Public Sector Bank
Website: http://www.iob.com/
Customer Care: 1800 425 4445

Financial Details:
Business per Employee : 128.80
Net Income Margin (NIM) : 2.26
Cost of Funds (COF) : 7.22
Return on Equity : 4.47
Return on Assets : 0.24
Capital Adequacy : 11.85
Non Performing assets ratio : 2.50
IFSC Codes for NEFT
IFSC Codes are used for initiating money transfer through NEFT or RTGS. This code uniquely identifies the bank branch where the receiver of the funds has his/her account. IFSC code is a 11 character alpha-numeric code assigned to each bank branch by RBI in India.

NEFT Online Transfer:
NEFT is the most cost effective and secure way of account to account money transfer in India. It usually takes around 1-4hrs to receive the money using NEFT.

NEFT Timings:
Monday-Friday:8am to 7pm
Saturday:8am to 1pm
Sunday:Closed
Note: Any transfer made outside the time limit will be initiated on the next working day.

NEFT Fees:
Up to Rs.10,000Rs.2.50 + Service Tax
Rs.10,000 to Rs.1 LakhRs.5.00 + Service Tax
Rs.1 Lakh to Rs.2 LakhRs.15.00 + Service Tax
Rs. 2 Lakh OnwardsRs.25.00 + Service Tax
Note: This is the maximum fees which a bank can charge. Actual charges can be lower.

Find IFSC Codes:
IFSC code for a bank branch can be located on the cheque book or the pass book issued by the branch. You may also search our website to find the ifsc code for branches of all banks in India.

IFSC Code: Indian Financial System Code or IFSC is a 11 character code used in India for domestic inter-bank money transfer. This alpha numeric code uniquely identifies the bank branch participating in NEFT and RTGS payment systems. Most financial institution use the NEFT system as it is managed and promoted by Reserve Bank of India (RBI - India's Central Bank). The first 4 characters of IFSC Code represent the bank, and the last 6 numbers represent the branch of that bank. The 5th character is 0 (zero) and is reserved for future use. To initiate money transfer, you need to provide the IFSC code of the receiver's bank branch. This code is used by the NEFT system to identify the destination bank branch and also to route the messages appropriately to the concerned banks and branches.

NEFT Transfers: National Electronic Funds Transfer (NEFT) is India's electronic payment system facilitating one-to-one funds transfer. Individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. There is no limit – either minimum or maximum – on the amount of funds that could be transferred using NEFT. NEFT fund transfer system is the most secure and cost effective way to transfer money in India with no fees for receiver and very low fee for the sender (it is among the lowest for domestic interbank transfer across the world). Apart from that, it is also very fast with funds crediting in the receiver's account in around 1-4hrs after initiating the transfer.

RTGS Transfers: RTGS (Real Time Gross Settlement) system is a real-time inter-bank money transfer method for transferring money within India. RTGS is primarily meant for large value transactions and the minimum amount to be remitted through RTGS is Rs. 2 lakh. There is no upper ceiling for RTGS transactions. For this reason, it is usually used by corporates who need to transfer large sums of money in real time to meet various payment needs. RTGS is also most cost effective and secure way to transfer the money instantaneously to the receiver's bank account.