Indian Overseas Bank Branches In Kamrup, Assam - IFSC, MICR Codes, Phone

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IFSC Codes for Indian Overseas Bank In Kamrup, Assam

12 branches found.Showing 1 - 12
Indian Overseas Bank - Guwahati Branch
Address: Motilal Nehru Road,pan Bazaar, Guwahati,pin 781001
City: Guwahati
District: Kamrup, Assam
IFSC Code: IOBA0000420
Indian Overseas Bank - Amingaon Branch
Address: Statfed Vanaspati Plant Complx Amingaon Guwahati Pin 781031
City: Amingaon
District: Kamrup, Assam
IFSC Code: IOBA0001134
Indian Overseas Bank - Singapara Branch
Address: Kendua Po,via Bezera,singarpara,pin 781121
City: Bezera Block
District: Kamrup, Assam
IFSC Code: IOBA0001183
Indian Overseas Bank - Chandmari Branch
Address: Pensioners Bhavan, Old University Colony, Chandmari, Gauhati, Pin 781003
City: Guwahati
District: Kamrup, Assam
IFSC Code: IOBA0001409
Indian Overseas Bank - Dispur Branch
Address: 563, 1st Floor, Sood Villa, Guwahati Shillong Road, Dispur Pin 781005
City: Guwahati
District: Kamrup, Assam
IFSC Code: IOBA0001571
Indian Overseas Bank - Gopinath Nagar Guwahati Branch
Address: Gopinath Nagar Guwahati Pin 781016
City: Guwahati
District: Kamrup, Assam
IFSC Code: IOBA0001838
Indian Overseas Bank - R O Guwahati Branch
Address: 2nd Floor,jupitara Palace,abc Police Point,g.s Road,guwahati,pin 781005,assam
City: Guwahati
District: Kamrup, Assam
IFSC Code: IOBA0002037
Indian Overseas Bank - Athgaon Branch
Address: Sati Jaimati Road,athgaon,guwahati,dist Kamrup Metro,assam Pin 781001
City: Guwahati
District: Kamrup, Assam
IFSC Code: IOBA0002906
Indian Overseas Bank - Cbo Guwahati Branch
Address: Motilal Nehru Road, Pan Bazaar, Guwahati
City: Guwahati
District: Kamrup, Assam
IFSC Code: IOBA0003180
Indian Overseas Bank - Dorakahara Branch
Address: Dorakahara Arunoday Pragati Sangha,vill Po,changsari,kamrup Dt,assam,781101
City: Kamalpur
District: Kamrup, Assam
IFSC Code: IOBA0003424
Indian Overseas Bank - Sualkuchi Branch
Address: Achut Plaza Sankar Mandir Road Soalkuchi 781103 Kampur Dt Assam
City: Sualkuchi
District: Kamrup, Assam
IFSC Code: IOBA0003427
Indian Overseas Bank - Borkuchi Branch
Address: Borkuchi Chowk Po Mirza Dist Kamrup,assam 781125
City: Mirza
District: Kamrup, Assam
IFSC Code: IOBA0003521
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Key Stats: Indian Overseas Bank
Key Details:
Employees: 28280
No. of Offices: 3042
Bank Type: Public Sector Bank
Website: http://www.iob.com/
Customer Care: 1800 425 4445

Financial Details:
Business per Employee : 128.80
Net Income Margin (NIM) : 2.26
Cost of Funds (COF) : 7.22
Return on Equity : 4.47
Return on Assets : 0.24
Capital Adequacy : 11.85
Non Performing assets ratio : 2.50
IFSC Codes for NEFT
IFSC Codes are used for initiating money transfer through NEFT or RTGS. This code uniquely identifies the bank branch where the receiver of the funds has his/her account. IFSC code is a 11 character alpha-numeric code assigned to each bank branch by RBI in India.

NEFT Online Transfer:
NEFT is the most cost effective and secure way of account to account money transfer in India. It usually takes around 1-4hrs to receive the money using NEFT.

NEFT Timings:
Monday-Friday:8am to 7pm
Saturday:8am to 1pm
Sunday:Closed
Note: Any transfer made outside the time limit will be initiated on the next working day.

NEFT Fees:
Up to Rs.10,000Rs.2.50 + Service Tax
Rs.10,000 to Rs.1 LakhRs.5.00 + Service Tax
Rs.1 Lakh to Rs.2 LakhRs.15.00 + Service Tax
Rs. 2 Lakh OnwardsRs.25.00 + Service Tax
Note: This is the maximum fees which a bank can charge. Actual charges can be lower.

Find IFSC Codes:
IFSC code for a bank branch can be located on the cheque book or the pass book issued by the branch. You may also search our website to find the ifsc code for branches of all banks in India.

IFSC Code: Indian Financial System Code or IFSC is a 11 character code used in India for domestic inter-bank money transfer. This alpha numeric code uniquely identifies the bank branch participating in NEFT and RTGS payment systems. Most financial institution use the NEFT system as it is managed and promoted by Reserve Bank of India (RBI - India's Central Bank). The first 4 characters of IFSC Code represent the bank, and the last 6 numbers represent the branch of that bank. The 5th character is 0 (zero) and is reserved for future use. To initiate money transfer, you need to provide the IFSC code of the receiver's bank branch. This code is used by the NEFT system to identify the destination bank branch and also to route the messages appropriately to the concerned banks and branches.

NEFT Transfers: National Electronic Funds Transfer (NEFT) is India's electronic payment system facilitating one-to-one funds transfer. Individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. There is no limit – either minimum or maximum – on the amount of funds that could be transferred using NEFT. NEFT fund transfer system is the most secure and cost effective way to transfer money in India with no fees for receiver and very low fee for the sender (it is among the lowest for domestic interbank transfer across the world). Apart from that, it is also very fast with funds crediting in the receiver's account in around 1-4hrs after initiating the transfer.

RTGS Transfers: RTGS (Real Time Gross Settlement) system is a real-time inter-bank money transfer method for transferring money within India. RTGS is primarily meant for large value transactions and the minimum amount to be remitted through RTGS is Rs. 2 lakh. There is no upper ceiling for RTGS transactions. For this reason, it is usually used by corporates who need to transfer large sums of money in real time to meet various payment needs. RTGS is also most cost effective and secure way to transfer the money instantaneously to the receiver's bank account.