Indian Overseas Bank Branches In Bihar - IFSC, MICR Codes, Phone

IFSC Codes for Indian Overseas Bank In Bihar

96 branches found.Showing 1 - 15
Indian Overseas Bank - Forbesganj Branch
Address: Hospital Road Forbesganj 854318
City: Araria
District: Araria, Bihar
IFSC Code: IOBA0003399
Indian Overseas Bank - Arwal Branch
Address: Jahanabad Road, Nh110,rojapar,arwal 804401
City: Arwal
District: Arwal, Bihar
IFSC Code: IOBA0003689
Indian Overseas Bank - Aurangabad Branch
Address: Lucky Raj Mansion, Opp St Francis School, Jalana Road, Aurangabad, Pin 431001
City: Aurangabad
District: Aurangabad, Bihar
IFSC Code: IOBA0000709
Indian Overseas Bank - Aurangabadnirala Bazaar Branch
Address: Super Market, Nirala Bazaar Road, Samarth Nagar, Aurangabad Pin 431001
City: Aurangabad
District: Aurangabad, Bihar
IFSC Code: IOBA0002116
Indian Overseas Bank - Maharajganj Branch
Address: Shastri Nagar,palika Premises Maharajganj 273303
City: Maharajganj
District: Aurangabad, Bihar
IFSC Code: IOBA0002557
Indian Overseas Bank - Sahibaganj Branch
Address: Shashi Bhushan Rai Road,chowk Bazaar,sahedganj 816109
City: Sahebganj
District: Banka, Bihar
IFSC Code: IOBA0002342
Indian Overseas Bank - Samastipur Branch
Address: Rajaram Building Sabita T V S,mohanpur Road Samastipur Pin 848101
City: Mohanpur
District: Begusarai, Bihar
IFSC Code: IOBA0001567
Indian Overseas Bank - Begusarai Branch
Address: Shyam Commercial Complex,kachahari Road,begusarai 851101
City: Begusarai
District: Begusarai, Bihar
IFSC Code: IOBA0002379
Indian Overseas Bank - Bhagalpur Branch
Address: Katra Sampatlal Marwari Tolalane,ps Kotwali Bhagalpur Pin 812002
City: Jagdishpur
District: Bhagalpur, Bihar
IFSC Code: IOBA0000892
Indian Overseas Bank - Fatehpur Branch
Address: 17 Parihar Shopping Centre,sikariya Chauraha Shehawati,fatehpur Pin 332301
City: Fatehpur
District: Bhagalpur, Bihar
IFSC Code: IOBA0001404
Indian Overseas Bank - Tilkamanjhi Bhagalpur Branch
Address: Sumrit Mandal Complex ,tilkamanjhi Bhagalpur Pin 812001
City: Bhagalpur
District: Bhagalpur, Bihar
IFSC Code: IOBA0001721
Indian Overseas Bank - Colgong Branch
Address: Nav Chitra Mandir,thana Road,colgong,bhagalpur
City: Colgong
District: Bhagalpur, Bihar
IFSC Code: IOBA0002380
Indian Overseas Bank - Fatehpur Branch
Address: 176 By 154c,krishna Tower Collectorganj,fatehpur,up 212601
City: Fatehpur
District: Bhagalpur, Bihar
IFSC Code: IOBA0002990
Indian Overseas Bank - Arrah Branch
Address: Maharana Pratap Nagar,new Police Line Road,arrah
City: Arrah
District: Bhojpur, Bihar
IFSC Code: IOBA0002382
Indian Overseas Bank - Asni Branch
Address: Asni Village,post Asni Jaitpur,block Udwant Nagar,bhojpui Dist 802210
City: Arrah
District: Bhojpur, Bihar
IFSC Code: IOBA0003611
IFSC Code Search

Key Stats: Indian Overseas Bank
Key Details:
Employees: 28280
No. of Offices: 3042
Bank Type: Public Sector Bank
Website: http://www.iob.com/
Customer Care: 1800 425 4445

Financial Details:
Business per Employee : 128.80
Net Income Margin (NIM) : 2.26
Cost of Funds (COF) : 7.22
Return on Equity : 4.47
Return on Assets : 0.24
Capital Adequacy : 11.85
Non Performing assets ratio : 2.50
IFSC Codes for NEFT
IFSC Codes are used for initiating money transfer through NEFT or RTGS. This code uniquely identifies the bank branch where the receiver of the funds has his/her account. IFSC code is a 11 character alpha-numeric code assigned to each bank branch by RBI in India.

NEFT Online Transfer:
NEFT is the most cost effective and secure way of account to account money transfer in India. It usually takes around 1-4hrs to receive the money using NEFT.

NEFT Timings:
Monday-Friday:8am to 7pm
Saturday:8am to 1pm
Sunday:Closed
Note: Any transfer made outside the time limit will be initiated on the next working day.

NEFT Fees:
Up to Rs.10,000Rs.2.50 + Service Tax
Rs.10,000 to Rs.1 LakhRs.5.00 + Service Tax
Rs.1 Lakh to Rs.2 LakhRs.15.00 + Service Tax
Rs. 2 Lakh OnwardsRs.25.00 + Service Tax
Note: This is the maximum fees which a bank can charge. Actual charges can be lower.

Find IFSC Codes:
IFSC code for a bank branch can be located on the cheque book or the pass book issued by the branch. You may also search our website to find the ifsc code for branches of all banks in India.

IFSC Code: Indian Financial System Code or IFSC is a 11 character code used in India for domestic inter-bank money transfer. This alpha numeric code uniquely identifies the bank branch participating in NEFT and RTGS payment systems. Most financial institution use the NEFT system as it is managed and promoted by Reserve Bank of India (RBI - India's Central Bank). The first 4 characters of IFSC Code represent the bank, and the last 6 numbers represent the branch of that bank. The 5th character is 0 (zero) and is reserved for future use. To initiate money transfer, you need to provide the IFSC code of the receiver's bank branch. This code is used by the NEFT system to identify the destination bank branch and also to route the messages appropriately to the concerned banks and branches.

NEFT Transfers: National Electronic Funds Transfer (NEFT) is India's electronic payment system facilitating one-to-one funds transfer. Individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. There is no limit – either minimum or maximum – on the amount of funds that could be transferred using NEFT. NEFT fund transfer system is the most secure and cost effective way to transfer money in India with no fees for receiver and very low fee for the sender (it is among the lowest for domestic interbank transfer across the world). Apart from that, it is also very fast with funds crediting in the receiver's account in around 1-4hrs after initiating the transfer.

RTGS Transfers: RTGS (Real Time Gross Settlement) system is a real-time inter-bank money transfer method for transferring money within India. RTGS is primarily meant for large value transactions and the minimum amount to be remitted through RTGS is Rs. 2 lakh. There is no upper ceiling for RTGS transactions. For this reason, it is usually used by corporates who need to transfer large sums of money in real time to meet various payment needs. RTGS is also most cost effective and secure way to transfer the money instantaneously to the receiver's bank account.