Indian Overseas Bank Branches In Patna, Bihar - IFSC, MICR Codes, Phone

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IFSC Codes for Indian Overseas Bank In Patna, Bihar

18 branches found.Showing 1 - 15
Indian Overseas Bank - Patna Branch
Address: Maurya Centre,mazahar Ul Haque Path,patna,pin 800001
City: Patna
District: Patna, Bihar
IFSC Code: IOBA0000498
Indian Overseas Bank - Exhibition Road Branch
Address: I St Floor, Arunachal Bhavan, Exhibition Road Crossing, Patna, 800001
City: Patna
District: Patna, Bihar
IFSC Code: IOBA0001484
Indian Overseas Bank - Patna Shastri Nagar Branch
Address: Beltron Bhavan,shastri Nagar, Patnapin 800023
City: Patna
District: Patna, Bihar
IFSC Code: IOBA0001512
Indian Overseas Bank - Kankarbagh Colony Branch
Address: H23 Doctors Colony Kankarbagh Patna Pin800020
City: Patna
District: Patna, Bihar
IFSC Code: IOBA0001659
Indian Overseas Bank - R O Patna Branch
Address: Door No Ii And Iii Floors,nasima House West Of Gandhimaidan Patna Pin Code 800001
City: Patna
District: Patna, Bihar
IFSC Code: IOBA0002016
Indian Overseas Bank - Boring Road Branch
Address: 451,straight Boring Road,new Patlipura Colony,near Cisf Office,pin 800013
City: Patna
District: Patna, Bihar
IFSC Code: IOBA0002200
Indian Overseas Bank - Shiksha Bhawan Patna Branch
Address: Shiksha Dhawan Bihar Rajbhasha Parishad Campus Acharya Shiv Pujan Sahay Path Saidpur,patna 800004
City: Patna
District: Patna, Bihar
IFSC Code: IOBA0002450
Indian Overseas Bank - Shahjahanpur Branch
Address: Gatuka Lodge,govind Gunj,shahjahanpur,242001
City: Shahjahanpur
District: Patna, Bihar
IFSC Code: IOBA0002801
Indian Overseas Bank - C B O Patna Branch
Address: 401 Adharshila Complex, Southgandhi Maidan, Patna 800001
City: Patna
District: Patna, Bihar
IFSC Code: IOBA0003012
Indian Overseas Bank - R R C Patna Branch
Address: 401 Adharshila Complex, Southgandhi Maidan, Patna 800001
City: Patna
District: Patna, Bihar
IFSC Code: IOBA0003013
Indian Overseas Bank - Neora Branch
Address: I Floor,surindra Medical College And Hospital,shiwal More,neora,danapur Khagaul Patna
City: Neura
District: Patna, Bihar
IFSC Code: IOBA0003062
Indian Overseas Bank - Anisabad Branch
Address: First Floor Balamichak Magadh Plaza Anisabad Bihar 800002
City: Phulwari Sharif
District: Patna, Bihar
IFSC Code: IOBA0003271
Indian Overseas Bank - Chhedi Singh Tola Branch
Address: Chhedi Singh Tola,athmalgola Post,patna 803211 Bihar
City: Athmalgola
District: Patna, Bihar
IFSC Code: IOBA0003483
Indian Overseas Bank - Kothawan Branch
Address: Village Kothawan Kailashpuri Rps Eng College Patna 801503
City: Patna
District: Patna, Bihar
IFSC Code: IOBA0003524
Indian Overseas Bank - Saguna More Branch
Address: Iob,saguna More,patna,801503
City: Patna
District: Patna, Bihar
IFSC Code: IOBA0003606
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IFSC Code Search

Key Stats: Indian Overseas Bank
Key Details:
Employees: 28280
No. of Offices: 3042
Bank Type: Public Sector Bank
Website: http://www.iob.com/
Customer Care: 1800 425 4445

Financial Details:
Business per Employee : 128.80
Net Income Margin (NIM) : 2.26
Cost of Funds (COF) : 7.22
Return on Equity : 4.47
Return on Assets : 0.24
Capital Adequacy : 11.85
Non Performing assets ratio : 2.50
IFSC Codes for NEFT
IFSC Codes are used for initiating money transfer through NEFT or RTGS. This code uniquely identifies the bank branch where the receiver of the funds has his/her account. IFSC code is a 11 character alpha-numeric code assigned to each bank branch by RBI in India.

NEFT Online Transfer:
NEFT is the most cost effective and secure way of account to account money transfer in India. It usually takes around 1-4hrs to receive the money using NEFT.

NEFT Timings:
Monday-Friday:8am to 7pm
Saturday:8am to 1pm
Sunday:Closed
Note: Any transfer made outside the time limit will be initiated on the next working day.

NEFT Fees:
Up to Rs.10,000Rs.2.50 + Service Tax
Rs.10,000 to Rs.1 LakhRs.5.00 + Service Tax
Rs.1 Lakh to Rs.2 LakhRs.15.00 + Service Tax
Rs. 2 Lakh OnwardsRs.25.00 + Service Tax
Note: This is the maximum fees which a bank can charge. Actual charges can be lower.

Find IFSC Codes:
IFSC code for a bank branch can be located on the cheque book or the pass book issued by the branch. You may also search our website to find the ifsc code for branches of all banks in India.

IFSC Code: Indian Financial System Code or IFSC is a 11 character code used in India for domestic inter-bank money transfer. This alpha numeric code uniquely identifies the bank branch participating in NEFT and RTGS payment systems. Most financial institution use the NEFT system as it is managed and promoted by Reserve Bank of India (RBI - India's Central Bank). The first 4 characters of IFSC Code represent the bank, and the last 6 numbers represent the branch of that bank. The 5th character is 0 (zero) and is reserved for future use. To initiate money transfer, you need to provide the IFSC code of the receiver's bank branch. This code is used by the NEFT system to identify the destination bank branch and also to route the messages appropriately to the concerned banks and branches.

NEFT Transfers: National Electronic Funds Transfer (NEFT) is India's electronic payment system facilitating one-to-one funds transfer. Individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. There is no limit – either minimum or maximum – on the amount of funds that could be transferred using NEFT. NEFT fund transfer system is the most secure and cost effective way to transfer money in India with no fees for receiver and very low fee for the sender (it is among the lowest for domestic interbank transfer across the world). Apart from that, it is also very fast with funds crediting in the receiver's account in around 1-4hrs after initiating the transfer.

RTGS Transfers: RTGS (Real Time Gross Settlement) system is a real-time inter-bank money transfer method for transferring money within India. RTGS is primarily meant for large value transactions and the minimum amount to be remitted through RTGS is Rs. 2 lakh. There is no upper ceiling for RTGS transactions. For this reason, it is usually used by corporates who need to transfer large sums of money in real time to meet various payment needs. RTGS is also most cost effective and secure way to transfer the money instantaneously to the receiver's bank account.