Indian Overseas Bank Branches In Chandigarh (ut) - IFSC, MICR Codes, Phone

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Chandigarh (13)

IFSC Codes for Indian Overseas Bank In Chandigarh (ut)

13 branches found.Showing 1 - 13
Indian Overseas Bank - Chandigarh Main Sector 7 Branch
Address: Sco 26, Madhya Marg, Sector 7c, Chandigarh - 260019
City: Chandigarh
District: Chandigarh, Chandigarh (ut)
IFSC Code: IOBA0000284
Indian Overseas Bank - R O Chandigarh Branch
Address: Post Box No 714 Door No Sco11,madhya Marg Sector 7 C Chandigarh Pin Code 160019
City: Chandigarh
District: Chandigarh, Chandigarh (ut)
IFSC Code: IOBA0000812
Indian Overseas Bank - Chandigarh Sector D Branch
Address: Sco 369,sector 32,chandigarh Pin 160047
City: Chandigarh
District: Chandigarh, Chandigarh (ut)
IFSC Code: IOBA0001430
Indian Overseas Bank - Chandigarh Tractor Ltd Branch
Address: Punjab Tractors Ltd,phase Iv,industrial Area,sas Nagar,pin 160005
City: Chandigarh
District: Chandigarh, Chandigarh (ut)
IFSC Code: IOBA0001514
Indian Overseas Bank - Sector 46 Chandigarh Branch
Address: Dhanwantry Ayurvedic College And Hospital,sector 46 B Chandigarh Pin 160047
City: Chandigarh
District: Chandigarh, Chandigarh (ut)
IFSC Code: IOBA0001810
Indian Overseas Bank - Chandigarh Branch
Address: Paic,building,plot,no,2,sector,28a,madhya,marg,chandigarh,pin,160002
City: Chandigarh
District: Chandigarh, Chandigarh (ut)
IFSC Code: IOBA0001848
Indian Overseas Bank - Naya Nangal Branch
Address: Ajoli Nayanangal Pin 140126
City: Chandigarh
District: Chandigarh, Chandigarh (ut)
IFSC Code: IOBA0001877
Indian Overseas Bank - Chandigarhsector 22 D Branch
Address: Sco 3025 26. Sectpr 22 D. Chandigarh160022
City: Chandigarh
District: Chandigarh, Chandigarh (ut)
IFSC Code: IOBA0002083
Indian Overseas Bank - Mani Majra Chandigarh Branch
Address: Scf 16,motor Market Mani Majra Chandigarh Pincode 160101
City: Mani Majra
District: Chandigarh, Chandigarh (ut)
IFSC Code: IOBA0002388
Indian Overseas Bank - Recovery Management Br Chandigarh Branch
Address: Sco 26 First Floor,7c Madhya Marge,chandigarh 160019
City: Chandigarh
District: Chandigarh, Chandigarh (ut)
IFSC Code: IOBA0002575
Indian Overseas Bank - Sector 18 Noida Branch
Address: K 65a,sector 18,noida
City: Chandigarh
District: Chandigarh, Chandigarh (ut)
IFSC Code: IOBA0002681
Indian Overseas Bank - Mid Corporation Chandigarh Branch
Address: Sco 107,sec47c,chandigarh Ut
City: Chandigarh
District: Chandigarh, Chandigarh (ut)
IFSC Code: IOBA0002915
Indian Overseas Bank - Rapid Retail Centre Chandigarh Branch
Address: Sco 26 First Floor Sector 7c Chandigarh 160019
City: Chandigarh
District: Chandigarh, Chandigarh (ut)
IFSC Code: IOBA0003309
IFSC Code Search

Key Stats: Indian Overseas Bank
Key Details:
Employees: 28280
No. of Offices: 3042
Bank Type: Public Sector Bank
Website: http://www.iob.com/
Customer Care: 1800 425 4445

Financial Details:
Business per Employee : 128.80
Net Income Margin (NIM) : 2.26
Cost of Funds (COF) : 7.22
Return on Equity : 4.47
Return on Assets : 0.24
Capital Adequacy : 11.85
Non Performing assets ratio : 2.50
IFSC Codes for NEFT
IFSC Codes are used for initiating money transfer through NEFT or RTGS. This code uniquely identifies the bank branch where the receiver of the funds has his/her account. IFSC code is a 11 character alpha-numeric code assigned to each bank branch by RBI in India.

NEFT Online Transfer:
NEFT is the most cost effective and secure way of account to account money transfer in India. It usually takes around 1-4hrs to receive the money using NEFT.

NEFT Timings:
Monday-Friday:8am to 7pm
Saturday:8am to 1pm
Sunday:Closed
Note: Any transfer made outside the time limit will be initiated on the next working day.

NEFT Fees:
Up to Rs.10,000Rs.2.50 + Service Tax
Rs.10,000 to Rs.1 LakhRs.5.00 + Service Tax
Rs.1 Lakh to Rs.2 LakhRs.15.00 + Service Tax
Rs. 2 Lakh OnwardsRs.25.00 + Service Tax
Note: This is the maximum fees which a bank can charge. Actual charges can be lower.

Find IFSC Codes:
IFSC code for a bank branch can be located on the cheque book or the pass book issued by the branch. You may also search our website to find the ifsc code for branches of all banks in India.

IFSC Code: Indian Financial System Code or IFSC is a 11 character code used in India for domestic inter-bank money transfer. This alpha numeric code uniquely identifies the bank branch participating in NEFT and RTGS payment systems. Most financial institution use the NEFT system as it is managed and promoted by Reserve Bank of India (RBI - India's Central Bank). The first 4 characters of IFSC Code represent the bank, and the last 6 numbers represent the branch of that bank. The 5th character is 0 (zero) and is reserved for future use. To initiate money transfer, you need to provide the IFSC code of the receiver's bank branch. This code is used by the NEFT system to identify the destination bank branch and also to route the messages appropriately to the concerned banks and branches.

NEFT Transfers: National Electronic Funds Transfer (NEFT) is India's electronic payment system facilitating one-to-one funds transfer. Individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. There is no limit – either minimum or maximum – on the amount of funds that could be transferred using NEFT. NEFT fund transfer system is the most secure and cost effective way to transfer money in India with no fees for receiver and very low fee for the sender (it is among the lowest for domestic interbank transfer across the world). Apart from that, it is also very fast with funds crediting in the receiver's account in around 1-4hrs after initiating the transfer.

RTGS Transfers: RTGS (Real Time Gross Settlement) system is a real-time inter-bank money transfer method for transferring money within India. RTGS is primarily meant for large value transactions and the minimum amount to be remitted through RTGS is Rs. 2 lakh. There is no upper ceiling for RTGS transactions. For this reason, it is usually used by corporates who need to transfer large sums of money in real time to meet various payment needs. RTGS is also most cost effective and secure way to transfer the money instantaneously to the receiver's bank account.