Indian Overseas Bank Branches In Gujarat - IFSC, MICR Codes, Phone

IFSC Codes for Indian Overseas Bank In Gujarat

136 branches found.Showing 1 - 15
Indian Overseas Bank - Ahmedabad Kalupur Circle Branch
Address: Municipal Corp Building, Kalupur Circle, Railwaypura, Ahmedabad Pin 380002
City: Ahmedabad
District: Ahmadabad, Gujarat
IFSC Code: IOBA0000003
Indian Overseas Bank - Gita Mandir Rd Branch
Address: 5 Bhavana Society,gita Mandir Rd,ahmedabad
City: Ahmedabad
District: Ahmadabad, Gujarat
IFSC Code: IOBA0000110
Indian Overseas Bank - Stadium Rd Branch
Address: 3 Sukh Villashreyas Colony,stadium Marg,navarangpura,ahmedabad
City: Ahmedabad
District: Ahmadabad, Gujarat
IFSC Code: IOBA0000125
Indian Overseas Bank - Ahmedabad Sarangpur Chakla Branch
Address: 1 Panditjis Pole,sarangpur Chakla,ahmedabad Pin 380001
City: Ahmedabad
District: Ahmadabad, Gujarat
IFSC Code: IOBA0000181
Indian Overseas Bank - Hansol Branch
Address: 165,sardar Nagar,sindi Colony,hansol Po Ahmedabad Pin 382475
City: Ahmedabad
District: Ahmedabad, Gujarat
IFSC Code: IOBA0000182
Indian Overseas Bank - Kuha Branch
Address: I Floor Ramji Mandir Premises Kuha Daskroi Taluk Pin 382433
City: Kuha
District: Ahmadabad, Gujarat
IFSC Code: IOBA0000189
Indian Overseas Bank - Rampura Branch
Address: Chennaveerappas Bldg Bellari Hiryur Main Road Rampura Pin 577540
City: Rampura
District: Ahmadabad, Gujarat
IFSC Code: IOBA0000329
Indian Overseas Bank - Ashram Road Branch
Address: Opposite Handloom House, Ashram Road, Ahmedabad - 380 002
City: Ahmedabad
District: Ahmadabad, Gujarat
IFSC Code: IOBA0000353
Indian Overseas Bank - Relief Rd Branch
Address: Pir Mohamedshawmansion,1 Floor,1301 By 1 B,relief Rd,ahmedabad
City: Ahmedabad
District: Ahmadabad, Gujarat
IFSC Code: IOBA0000377
Indian Overseas Bank - Sola Branch
Address: 13, Sarvananda Coop Housing Soc Ltd, Sola Village, Daskroi Tk Pin 382481
City: Sola
District: Ahmadabad, Gujarat
IFSC Code: IOBA0000447
Indian Overseas Bank - Thaltej Branch
Address: Khemka House,1floor,op Drive In Cinema,thaltej
City: Ahmedabad
District: Ahmadabad, Gujarat
IFSC Code: IOBA0000450
Indian Overseas Bank - Ramol Branch
Address: Farid House, Near Janta Nagar Bus Stop, Ramol382449
City: Ramol
District: Ahmadabad, Gujarat
IFSC Code: IOBA0000469
Indian Overseas Bank - Viramgam Branch
Address: 7 Station Road,viramgam,pin 382150
City: Ahmedabad
District: Ahmadabad, Gujarat
IFSC Code: IOBA0000470
Indian Overseas Bank - R O Ahmedabad Branch
Address: Door No Nil,chinubhai Towers Mjain Bldg Opp Handloom House,ashram Rd,ahmedabad 380009
City: Ahmedabad
District: Ahmadabad, Gujarat
IFSC Code: IOBA0000811
Indian Overseas Bank - Naranpura Branch
Address: B D Patel House,opp Ketan Society Madusudan Oza Rd,naranpura
City: Ahmedabad
District: Ahmadabad, Gujarat
IFSC Code: IOBA0000879
IFSC Code Search

Key Stats: Indian Overseas Bank
Key Details:
Employees: 28280
No. of Offices: 3042
Bank Type: Public Sector Bank
Website: http://www.iob.com/
Customer Care: 1800 425 4445

Financial Details:
Business per Employee : 128.80
Net Income Margin (NIM) : 2.26
Cost of Funds (COF) : 7.22
Return on Equity : 4.47
Return on Assets : 0.24
Capital Adequacy : 11.85
Non Performing assets ratio : 2.50
IFSC Codes for NEFT
IFSC Codes are used for initiating money transfer through NEFT or RTGS. This code uniquely identifies the bank branch where the receiver of the funds has his/her account. IFSC code is a 11 character alpha-numeric code assigned to each bank branch by RBI in India.

NEFT Online Transfer:
NEFT is the most cost effective and secure way of account to account money transfer in India. It usually takes around 1-4hrs to receive the money using NEFT.

NEFT Timings:
Monday-Friday:8am to 7pm
Saturday:8am to 1pm
Sunday:Closed
Note: Any transfer made outside the time limit will be initiated on the next working day.

NEFT Fees:
Up to Rs.10,000Rs.2.50 + Service Tax
Rs.10,000 to Rs.1 LakhRs.5.00 + Service Tax
Rs.1 Lakh to Rs.2 LakhRs.15.00 + Service Tax
Rs. 2 Lakh OnwardsRs.25.00 + Service Tax
Note: This is the maximum fees which a bank can charge. Actual charges can be lower.

Find IFSC Codes:
IFSC code for a bank branch can be located on the cheque book or the pass book issued by the branch. You may also search our website to find the ifsc code for branches of all banks in India.

IFSC Code: Indian Financial System Code or IFSC is a 11 character code used in India for domestic inter-bank money transfer. This alpha numeric code uniquely identifies the bank branch participating in NEFT and RTGS payment systems. Most financial institution use the NEFT system as it is managed and promoted by Reserve Bank of India (RBI - India's Central Bank). The first 4 characters of IFSC Code represent the bank, and the last 6 numbers represent the branch of that bank. The 5th character is 0 (zero) and is reserved for future use. To initiate money transfer, you need to provide the IFSC code of the receiver's bank branch. This code is used by the NEFT system to identify the destination bank branch and also to route the messages appropriately to the concerned banks and branches.

NEFT Transfers: National Electronic Funds Transfer (NEFT) is India's electronic payment system facilitating one-to-one funds transfer. Individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. There is no limit – either minimum or maximum – on the amount of funds that could be transferred using NEFT. NEFT fund transfer system is the most secure and cost effective way to transfer money in India with no fees for receiver and very low fee for the sender (it is among the lowest for domestic interbank transfer across the world). Apart from that, it is also very fast with funds crediting in the receiver's account in around 1-4hrs after initiating the transfer.

RTGS Transfers: RTGS (Real Time Gross Settlement) system is a real-time inter-bank money transfer method for transferring money within India. RTGS is primarily meant for large value transactions and the minimum amount to be remitted through RTGS is Rs. 2 lakh. There is no upper ceiling for RTGS transactions. For this reason, it is usually used by corporates who need to transfer large sums of money in real time to meet various payment needs. RTGS is also most cost effective and secure way to transfer the money instantaneously to the receiver's bank account.