Indian Overseas Bank Branches In Himachal Pradesh - IFSC, MICR Codes, Phone

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IFSC Codes for Indian Overseas Bank In Himachal Pradesh

11 branches found.Showing 1 - 11
Indian Overseas Bank - Nadaun Branch
Address: Near Busstand,kangra Road,nadaun,hamirpur Dist - 177033
City: Nadaun
District: Hamirpur, Himachal Pradesh
IFSC Code: IOBA0003516
Indian Overseas Bank - Khairthal Branch
Address: 2884,near Sarvodya Secondary School,40 Feet Road,village Khairthal,alwar District
City: Banjar
District: Kulu, Himachal Pradesh
IFSC Code: IOBA0003618
Indian Overseas Bank - Shamshi Jarad Bhuti Colony Branch
Address: Dist.kullu,p.o.shamshi,pin 175126
City: Banjar
District: Kulu, Himachal Pradesh
IFSC Code: IOBA0003628
Indian Overseas Bank - Sundernagar Branch
Address: Bhojpur Bazar, Sundernagar175002
City: Bhojpur
District: Mandi, Himachal Pradesh
IFSC Code: IOBA0000553
Indian Overseas Bank - Ner Branch
Address: Near Post Office,vpo Ner Chowk,tehsil Balh,dist Mandi,pin 175008
City: Mandi
District: Mandi, Himachal Pradesh
IFSC Code: IOBA0003639
Indian Overseas Bank - Durgapur Branch
Address: Nachan Road, Bena Chitty Post, Durgapur Pin 713213
City: Durgapur
District: Simla, Himachal Pradesh
IFSC Code: IOBA0000758
Indian Overseas Bank - Bidhan Nagar Durgapore Branch
Address: Gadhuli Marriage Hall, Sec 2c, Iman Kalyan Sarani,bidhan Nagar, Durgapur 713212
City: Durgapur
District: Simla, Himachal Pradesh
IFSC Code: IOBA0001847
Indian Overseas Bank - St Michael S School Extn Ctr Branch
Address: St Michael S School Barddhaman Durgapur West Bengal
City: Durgapur
District: Simla, Himachal Pradesh
IFSC Code: IOBA0006830
Indian Overseas Bank - Solan Branch
Address: Thakur Building,near D C Office,the Mall,solan Pin 173212
City: Solan
District: Solan, Himachal Pradesh
IFSC Code: IOBA0001280
Indian Overseas Bank - Baddi Branch
Address: S.c.o 5 Krishna Complex Sai Road Baddi Pin 173205 Dist Solan
City: Baddi
District: Solan, Himachal Pradesh
IFSC Code: IOBA0002182
Indian Overseas Bank - Bathu Branch
Address: Bathu Market,gharshankar Road,174301
City: Haroli
District: Una, Himachal Pradesh
IFSC Code: IOBA0003674
IFSC Code Search

Key Stats: Indian Overseas Bank
Key Details:
Employees: 28280
No. of Offices: 3042
Bank Type: Public Sector Bank
Customer Care: 1800 425 4445

Financial Details:
Business per Employee : 128.80
Net Income Margin (NIM) : 2.26
Cost of Funds (COF) : 7.22
Return on Equity : 4.47
Return on Assets : 0.24
Capital Adequacy : 11.85
Non Performing assets ratio : 2.50
IFSC Codes for NEFT
IFSC Codes are used for initiating money transfer through NEFT or RTGS. This code uniquely identifies the bank branch where the receiver of the funds has his/her account. IFSC code is a 11 character alpha-numeric code assigned to each bank branch by RBI in India.

NEFT Online Transfer:
NEFT is the most cost effective and secure way of account to account money transfer in India. It usually takes around 1-4hrs to receive the money using NEFT.

NEFT Timings:
Monday-Friday:8am to 7pm
Saturday:8am to 1pm
Note: Any transfer made outside the time limit will be initiated on the next working day.

NEFT Fees:
Up to Rs.10,000Rs.2.50 + Service Tax
Rs.10,000 to Rs.1 LakhRs.5.00 + Service Tax
Rs.1 Lakh to Rs.2 LakhRs.15.00 + Service Tax
Rs. 2 Lakh OnwardsRs.25.00 + Service Tax
Note: This is the maximum fees which a bank can charge. Actual charges can be lower.

Find IFSC Codes:
IFSC code for a bank branch can be located on the cheque book or the pass book issued by the branch. You may also search our website to find the ifsc code for branches of all banks in India.

IFSC Code: Indian Financial System Code or IFSC is a 11 character code used in India for domestic inter-bank money transfer. This alpha numeric code uniquely identifies the bank branch participating in NEFT and RTGS payment systems. Most financial institution use the NEFT system as it is managed and promoted by Reserve Bank of India (RBI - India's Central Bank). The first 4 characters of IFSC Code represent the bank, and the last 6 numbers represent the branch of that bank. The 5th character is 0 (zero) and is reserved for future use. To initiate money transfer, you need to provide the IFSC code of the receiver's bank branch. This code is used by the NEFT system to identify the destination bank branch and also to route the messages appropriately to the concerned banks and branches.

NEFT Transfers: National Electronic Funds Transfer (NEFT) is India's electronic payment system facilitating one-to-one funds transfer. Individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. There is no limit – either minimum or maximum – on the amount of funds that could be transferred using NEFT. NEFT fund transfer system is the most secure and cost effective way to transfer money in India with no fees for receiver and very low fee for the sender (it is among the lowest for domestic interbank transfer across the world). Apart from that, it is also very fast with funds crediting in the receiver's account in around 1-4hrs after initiating the transfer.

RTGS Transfers: RTGS (Real Time Gross Settlement) system is a real-time inter-bank money transfer method for transferring money within India. RTGS is primarily meant for large value transactions and the minimum amount to be remitted through RTGS is Rs. 2 lakh. There is no upper ceiling for RTGS transactions. For this reason, it is usually used by corporates who need to transfer large sums of money in real time to meet various payment needs. RTGS is also most cost effective and secure way to transfer the money instantaneously to the receiver's bank account.