Indian Overseas Bank Branches In Jharkhand - IFSC, MICR Codes, Phone

IFSC Codes for Indian Overseas Bank In Jharkhand

48 branches found.Showing 1 - 15
Indian Overseas Bank - Dhanbad Branch
Address: Bank More, Katras Road, Dhanbad 826001
City: Dhanbad
District: Bokaro, Jharkhand
IFSC Code: IOBA0000593
Indian Overseas Bank - Bokoro Steel City Chas Branch
Address: Purana Baz By Pass Road,chas Po Bokaro Pin 827013
City: Bokaro
District: Bokaro, Jharkhand
IFSC Code: IOBA0001246
Indian Overseas Bank - Sector 9 Bokaro Steel City Branch
Address: Sector 9 A B Road Bokaro Steel City Pin 827009
City: Bokaro Steel City
District: Bokaro, Jharkhand
IFSC Code: IOBA0001839
Indian Overseas Bank - Haiderpara Branch
Address: H.no.1881 Haiderpara,sachitra Pal Sarani Mouza Dabgram,p.s Bhakti Siliguri,jalpaiguri 734006
City: Rajganj
District: Bokaro, Jharkhand
IFSC Code: IOBA0003241
Indian Overseas Bank - Bahadurpur Branch
Address: No.1311 Ground Floor Near Bahadur More Village Bahadurpur Ps Pindrajora Po State Jharkhand 827013
City: Bokaro
District: Bokaro, Jharkhand
IFSC Code: IOBA0003383
Indian Overseas Bank - Deoghar Branch
Address: I Floor L I C Buildings,kutchery Road,deoghar,pin 814112
City: Deoghar
District: Deoghar, Jharkhand
IFSC Code: IOBA0001579
Indian Overseas Bank - Khaga Branch
Address: Manu Ka Purwa G T Road Khaga Dist Fatehpur 212655 Uttarpradesh
City: Khaga
District: Deoghar, Jharkhand
IFSC Code: IOBA0003281
Indian Overseas Bank - Saraidhela Branch
Address: Ward No 28 Main Road Saraidhela Dhanbad Jharkhand 828127
City: Seraidhela
District: Dhanbad, Jharkhand
IFSC Code: IOBA0002344
Indian Overseas Bank - Bargarh Branch
Address: 1st Floor Sashi Market Compl,canal Avenue,main Road,bargarh,pin 768028
City: Bargarh
District: Garhwa, Jharkhand
IFSC Code: IOBA0001504
Indian Overseas Bank - Srinagar Garhwal Branch
Address: Sanjay Talkies Bldg.,main Badrinath Road,garhwal,uttrakhand 246174
City: Pauri
District: Garhwal, Uttarakhand
IFSC Code: IOBA0002528
Indian Overseas Bank - Kotdwar Branch
Address: M By S Maheswari Automobiles,najibabad Road,p O Kotdwar Pin 246149,pauri Garhwal,uttarakhand
City: Kotdwara
District: Garhwal, Uttarakhand
IFSC Code: IOBA0002543
Indian Overseas Bank - Giridih Branch
Address: Makatpur Chowk, Shanthi Bhawan Marg, Giridih 815301
City: Giridih
District: Giridih, Jharkhand
IFSC Code: IOBA0000590
Indian Overseas Bank - Malda Branch
Address: 4, Rabindra Avenue, Malda Pin 732101
City: Malda
District: Giridih, Jharkhand
IFSC Code: IOBA0000647
Indian Overseas Bank - Godda Branch
Address: First Floor Ward No 6 Pirpaity Road Hatia Chowk Godda 814133
City: Godda
District: Godda, Jharkhand
IFSC Code: IOBA0002614
Indian Overseas Bank - Gumla Branch
Address: Sharda Market Complex,palkot Road,gumla,pin 835207
City: Gumla
District: Gumla, Jharkhand
IFSC Code: IOBA0001544
  • 1(current)
  • 2
  • 3
  • 4
IFSC Code Search

Key Stats: Indian Overseas Bank
Key Details:
Employees: 28280
No. of Offices: 3042
Bank Type: Public Sector Bank
Website: http://www.iob.com/
Customer Care: 1800 425 4445

Financial Details:
Business per Employee : 128.80
Net Income Margin (NIM) : 2.26
Cost of Funds (COF) : 7.22
Return on Equity : 4.47
Return on Assets : 0.24
Capital Adequacy : 11.85
Non Performing assets ratio : 2.50
IFSC Codes for NEFT
IFSC Codes are used for initiating money transfer through NEFT or RTGS. This code uniquely identifies the bank branch where the receiver of the funds has his/her account. IFSC code is a 11 character alpha-numeric code assigned to each bank branch by RBI in India.

NEFT Online Transfer:
NEFT is the most cost effective and secure way of account to account money transfer in India. It usually takes around 1-4hrs to receive the money using NEFT.

NEFT Timings:
Monday-Friday:8am to 7pm
Saturday:8am to 1pm
Sunday:Closed
Note: Any transfer made outside the time limit will be initiated on the next working day.

NEFT Fees:
Up to Rs.10,000Rs.2.50 + Service Tax
Rs.10,000 to Rs.1 LakhRs.5.00 + Service Tax
Rs.1 Lakh to Rs.2 LakhRs.15.00 + Service Tax
Rs. 2 Lakh OnwardsRs.25.00 + Service Tax
Note: This is the maximum fees which a bank can charge. Actual charges can be lower.

Find IFSC Codes:
IFSC code for a bank branch can be located on the cheque book or the pass book issued by the branch. You may also search our website to find the ifsc code for branches of all banks in India.

IFSC Code: Indian Financial System Code or IFSC is a 11 character code used in India for domestic inter-bank money transfer. This alpha numeric code uniquely identifies the bank branch participating in NEFT and RTGS payment systems. Most financial institution use the NEFT system as it is managed and promoted by Reserve Bank of India (RBI - India's Central Bank). The first 4 characters of IFSC Code represent the bank, and the last 6 numbers represent the branch of that bank. The 5th character is 0 (zero) and is reserved for future use. To initiate money transfer, you need to provide the IFSC code of the receiver's bank branch. This code is used by the NEFT system to identify the destination bank branch and also to route the messages appropriately to the concerned banks and branches.

NEFT Transfers: National Electronic Funds Transfer (NEFT) is India's electronic payment system facilitating one-to-one funds transfer. Individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. There is no limit – either minimum or maximum – on the amount of funds that could be transferred using NEFT. NEFT fund transfer system is the most secure and cost effective way to transfer money in India with no fees for receiver and very low fee for the sender (it is among the lowest for domestic interbank transfer across the world). Apart from that, it is also very fast with funds crediting in the receiver's account in around 1-4hrs after initiating the transfer.

RTGS Transfers: RTGS (Real Time Gross Settlement) system is a real-time inter-bank money transfer method for transferring money within India. RTGS is primarily meant for large value transactions and the minimum amount to be remitted through RTGS is Rs. 2 lakh. There is no upper ceiling for RTGS transactions. For this reason, it is usually used by corporates who need to transfer large sums of money in real time to meet various payment needs. RTGS is also most cost effective and secure way to transfer the money instantaneously to the receiver's bank account.