Indian Overseas Bank Branches In Kerala - IFSC, MICR Codes, Phone

IFSC Codes for Indian Overseas Bank In Kerala

193 branches found.Showing 1 - 15
Indian Overseas Bank - Alleppey Branch
Address: V S V Subbash Iyer Building,c C N B Road,alleppey Pin 688001
City: Alappuzha
District: Alapuzzha, Kerala
IFSC Code: IOBA0000004
Indian Overseas Bank - Mavelikara Branch
Address: Opp Pvt Bus Stand, B H S Road, Mavelikara - 690101
City: Mavelikkara
District: Alapuzzha, Kerala
IFSC Code: IOBA0000120
Indian Overseas Bank - Kayamkulam Branch
Address: 187a, Nelson Building, Main Road, Kayamkulam Pin 690502
City: Kayamkulam
District: Alapuzzha, Kerala
IFSC Code: IOBA0000409
Indian Overseas Bank - Chengannur Branch
Address: Mankoottathil Complex,court Road,chengannur Pin 689121
City: Chengannur
District: Alapuzha, Kerala
IFSC Code: IOBA0000588
Indian Overseas Bank - Neerettupuram Branch
Address: Home No 17 Ward No Iii Sri Rengam Building Near Bus Stand Neerettupuram Pin 689571
City: Alappuzha
District: Alapuzha, Kerala
IFSC Code: IOBA0000609
Indian Overseas Bank - Kudassanad Branch
Address: Sowparnika Building Kudassanad P Okudassanad Pin689512
City: Palamel
District: Alapuzzha, Kerala
IFSC Code: IOBA0000637
Indian Overseas Bank - Olakettiyambalam Branch
Address: Olakekttiyambalam Post Pin 690510
City: Alappuzha
District: Alapuzha, Kerala
IFSC Code: IOBA0001001
Indian Overseas Bank - Komalapuram Branch
Address: Viii By 18,pathirappally Po,komalapuram Pin 688521
City: Komalapuram
District: Alapuzha, Kerala
IFSC Code: IOBA0001201
Indian Overseas Bank - Kallumala Branch
Address: Sankaralayam Buildings Kallumala Mavelikara Pin 690101
City: Kallumala
District: Alapuzha, Kerala
IFSC Code: IOBA0001252
Indian Overseas Bank - Haripad Branch
Address: I Floor Prasanthi Shopping,complex,town Hall Junction,haripad,pin 690514
City: Haripad
District: Alapuzha, Kerala
IFSC Code: IOBA0001416
Indian Overseas Bank - Puthencavu Branch
Address: St Marys Orthodox Cathe Bc Centenary Memorial Bldgs Puthencavu Chengannur
City: Chengannur
District: Alapuzha, Kerala
IFSC Code: IOBA0001488
Indian Overseas Bank - Kumarapuram Branch
Address: Krishnasamy College Of E And T Premises Skumarapuram,cdl Nkuppam Rd Cuddalore Pin 607109
City: Cuddalore
District: Alapuzha, Kerala
IFSC Code: IOBA0001824
Indian Overseas Bank - Mattom Branch
Address: St.johns Higher Second.sch.bld,mattom,thattarambalam P.o,mavelikara,pin 690103
City: Chettikulangara
District: Alapuzha, Kerala
IFSC Code: IOBA0001963
Indian Overseas Bank - Punnapra Branch
Address: Carmel,punnappra,alapuzha,pin 688004
City: Punnapra
District: Alapuzha, Kerala
IFSC Code: IOBA0001967
Indian Overseas Bank - Puliyur Branch
Address: 33a,chettipalayam,tiruchy Main Road,puliyur 639114,karur Dist
City: Puliyur
District: Alapuzha, Kerala
IFSC Code: IOBA0003412
IFSC Code Search

Key Stats: Indian Overseas Bank
Key Details:
Employees: 28280
No. of Offices: 3042
Bank Type: Public Sector Bank
Customer Care: 1800 425 4445

Financial Details:
Business per Employee : 128.80
Net Income Margin (NIM) : 2.26
Cost of Funds (COF) : 7.22
Return on Equity : 4.47
Return on Assets : 0.24
Capital Adequacy : 11.85
Non Performing assets ratio : 2.50
IFSC Codes for NEFT
IFSC Codes are used for initiating money transfer through NEFT or RTGS. This code uniquely identifies the bank branch where the receiver of the funds has his/her account. IFSC code is a 11 character alpha-numeric code assigned to each bank branch by RBI in India.

NEFT Online Transfer:
NEFT is the most cost effective and secure way of account to account money transfer in India. It usually takes around 1-4hrs to receive the money using NEFT.

NEFT Timings:
Monday-Friday:8am to 7pm
Saturday:8am to 1pm
Note: Any transfer made outside the time limit will be initiated on the next working day.

NEFT Fees:
Up to Rs.10,000Rs.2.50 + Service Tax
Rs.10,000 to Rs.1 LakhRs.5.00 + Service Tax
Rs.1 Lakh to Rs.2 LakhRs.15.00 + Service Tax
Rs. 2 Lakh OnwardsRs.25.00 + Service Tax
Note: This is the maximum fees which a bank can charge. Actual charges can be lower.

Find IFSC Codes:
IFSC code for a bank branch can be located on the cheque book or the pass book issued by the branch. You may also search our website to find the ifsc code for branches of all banks in India.

IFSC Code: Indian Financial System Code or IFSC is a 11 character code used in India for domestic inter-bank money transfer. This alpha numeric code uniquely identifies the bank branch participating in NEFT and RTGS payment systems. Most financial institution use the NEFT system as it is managed and promoted by Reserve Bank of India (RBI - India's Central Bank). The first 4 characters of IFSC Code represent the bank, and the last 6 numbers represent the branch of that bank. The 5th character is 0 (zero) and is reserved for future use. To initiate money transfer, you need to provide the IFSC code of the receiver's bank branch. This code is used by the NEFT system to identify the destination bank branch and also to route the messages appropriately to the concerned banks and branches.

NEFT Transfers: National Electronic Funds Transfer (NEFT) is India's electronic payment system facilitating one-to-one funds transfer. Individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. There is no limit – either minimum or maximum – on the amount of funds that could be transferred using NEFT. NEFT fund transfer system is the most secure and cost effective way to transfer money in India with no fees for receiver and very low fee for the sender (it is among the lowest for domestic interbank transfer across the world). Apart from that, it is also very fast with funds crediting in the receiver's account in around 1-4hrs after initiating the transfer.

RTGS Transfers: RTGS (Real Time Gross Settlement) system is a real-time inter-bank money transfer method for transferring money within India. RTGS is primarily meant for large value transactions and the minimum amount to be remitted through RTGS is Rs. 2 lakh. There is no upper ceiling for RTGS transactions. For this reason, it is usually used by corporates who need to transfer large sums of money in real time to meet various payment needs. RTGS is also most cost effective and secure way to transfer the money instantaneously to the receiver's bank account.