Indian Overseas Bank Branches In Punjab - IFSC, MICR Codes, Phone

IFSC Codes for Indian Overseas Bank In Punjab

105 branches found.Showing 1 - 15
Indian Overseas Bank - Amritsar Branch
Address: Congress Bhavan Building, Gandhi Bazaar, Amritsar - Pin 143001
City: Amritsar
District: Amritsar, Punjab
IFSC Code: IOBA0000006
Indian Overseas Bank - Green Avenue Branch
Address: 10 By B,shopping Centre,main Mrkt,green Avenue,amritsar
City: Amritsar
District: Amritsar, Punjab
IFSC Code: IOBA0000352
Indian Overseas Bank - Rani Ka Bagh Branch
Address: 169,rani Kabagh,opp St Francis School,macleod Rd,amritsar
City: Amritsar
District: Amritsar, Punjab
IFSC Code: IOBA0001473
Indian Overseas Bank - Ranjit Avenue Branch
Address: Sco 7,dist Shopping Cenre,ranjitavenue,amritsar
City: Amritsar
District: Amritsar, Punjab
IFSC Code: IOBA0001545
Indian Overseas Bank - Amritsar Cantonment Branch
Address: Air Force Station,amritsar Cantonment,amritsar Pin 143001
City: Amritsar
District: Amritsar, Punjab
IFSC Code: IOBA0001559
Indian Overseas Bank - Amritsarcourt Road Branch
Address: Plot No 5 To 10, Deep Complex, Court Road, Amritsar Pin 143001
City: Amritsar
District: Amritsar, Punjab
IFSC Code: IOBA0002124
Indian Overseas Bank - Jalalabad West Branch
Address: Lawrance Road,opp To State Bank Of Patiala,jalalabad West,ferozepur Dist,152024
City: Jalalabad
District: Amritsar, Punjab
IFSC Code: IOBA0002335
Indian Overseas Bank - New Amritsar Branch
Address: Scf No 44,new Amritsar Market Bhai Gurdasji Nagar,amritsar Pincode 143001
City: Amritsar
District: Amritsar, Punjab
IFSC Code: IOBA0002440
Indian Overseas Bank - Bhatinda 100 Feet Road Branch
Address: 100ft Road,st No 6,power House Road,bhatinda 151001
City: Bathinda
District: Bathinda, Punjab
IFSC Code: IOBA0003146
Indian Overseas Bank - Kot Kapura Branch
Address: Sangam Palace Faridkot Road Kot Kapura Faridkot Dist 151204
City: Kot Kapura
District: Faridkot, Punjab
IFSC Code: IOBA0002247
Indian Overseas Bank - Mandi Gobindgarh Branch
Address: Opp General Bus Stand G T Road Mandi Gobindgarh Pin 147301
City: Gobind Garh
District: Fatehgarh Sahib, Punjab
IFSC Code: IOBA0001601
Indian Overseas Bank - Fatehgarh Sahib Branch
Address: Adjacent To Bank Of India,city Town Fatehgarh Sahib,district Fatehgarh Sahib,punjab
City: Fatehgarh Sahib
District: Fatehgarh Sahib, Punjab
IFSC Code: IOBA0002347
Indian Overseas Bank - Ferozepur Branch
Address: D By S 8 By 8 Press Road Outside Delhi Gate Ferozepur City Pin 152002
City: Firozpur
District: Ferozpur, Punjab
IFSC Code: IOBA0000492
Indian Overseas Bank - Abohar Branch
Address: Bhagat Singh Chowk,circular Road,abohar,pin 152116
City: Abohar
District: Ferozpur, Punjab
IFSC Code: IOBA0001918
Indian Overseas Bank - Pathankot Branch
Address: 357 By 358, Dalhousie Road, Pathankot Gurdaspur Dt, Pin 145001
City: Pathankot
District: Gurdaspur, Punjab
IFSC Code: IOBA0000581
IFSC Code Search

Key Stats: Indian Overseas Bank
Key Details:
Employees: 28280
No. of Offices: 3042
Bank Type: Public Sector Bank
Website: http://www.iob.com/
Customer Care: 1800 425 4445

Financial Details:
Business per Employee : 128.80
Net Income Margin (NIM) : 2.26
Cost of Funds (COF) : 7.22
Return on Equity : 4.47
Return on Assets : 0.24
Capital Adequacy : 11.85
Non Performing assets ratio : 2.50
IFSC Codes for NEFT
IFSC Codes are used for initiating money transfer through NEFT or RTGS. This code uniquely identifies the bank branch where the receiver of the funds has his/her account. IFSC code is a 11 character alpha-numeric code assigned to each bank branch by RBI in India.

NEFT Online Transfer:
NEFT is the most cost effective and secure way of account to account money transfer in India. It usually takes around 1-4hrs to receive the money using NEFT.

NEFT Timings:
Monday-Friday:8am to 7pm
Saturday:8am to 1pm
Sunday:Closed
Note: Any transfer made outside the time limit will be initiated on the next working day.

NEFT Fees:
Up to Rs.10,000Rs.2.50 + Service Tax
Rs.10,000 to Rs.1 LakhRs.5.00 + Service Tax
Rs.1 Lakh to Rs.2 LakhRs.15.00 + Service Tax
Rs. 2 Lakh OnwardsRs.25.00 + Service Tax
Note: This is the maximum fees which a bank can charge. Actual charges can be lower.

Find IFSC Codes:
IFSC code for a bank branch can be located on the cheque book or the pass book issued by the branch. You may also search our website to find the ifsc code for branches of all banks in India.

IFSC Code: Indian Financial System Code or IFSC is a 11 character code used in India for domestic inter-bank money transfer. This alpha numeric code uniquely identifies the bank branch participating in NEFT and RTGS payment systems. Most financial institution use the NEFT system as it is managed and promoted by Reserve Bank of India (RBI - India's Central Bank). The first 4 characters of IFSC Code represent the bank, and the last 6 numbers represent the branch of that bank. The 5th character is 0 (zero) and is reserved for future use. To initiate money transfer, you need to provide the IFSC code of the receiver's bank branch. This code is used by the NEFT system to identify the destination bank branch and also to route the messages appropriately to the concerned banks and branches.

NEFT Transfers: National Electronic Funds Transfer (NEFT) is India's electronic payment system facilitating one-to-one funds transfer. Individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. There is no limit – either minimum or maximum – on the amount of funds that could be transferred using NEFT. NEFT fund transfer system is the most secure and cost effective way to transfer money in India with no fees for receiver and very low fee for the sender (it is among the lowest for domestic interbank transfer across the world). Apart from that, it is also very fast with funds crediting in the receiver's account in around 1-4hrs after initiating the transfer.

RTGS Transfers: RTGS (Real Time Gross Settlement) system is a real-time inter-bank money transfer method for transferring money within India. RTGS is primarily meant for large value transactions and the minimum amount to be remitted through RTGS is Rs. 2 lakh. There is no upper ceiling for RTGS transactions. For this reason, it is usually used by corporates who need to transfer large sums of money in real time to meet various payment needs. RTGS is also most cost effective and secure way to transfer the money instantaneously to the receiver's bank account.