Laxmi Vilas Bank Branches In Kerala - IFSC, MICR Codes, Phone

IFSC Codes for Laxmi Vilas Bank In Kerala

9 branches found.Showing 1 - 9
Laxmi Vilas Bank - Alappuzha Branch
Address: 26/262 K,city Center Building, Palace Road,gh Junction,alappuzha
City: Alappuzha
District: Alappuzha, Kerala
IFSC Code: LAVB0000130
Laxmi Vilas Bank - Cochin Ernakulam Branch
Address: Xxxix 818chittoor Road Karthika 1stfloor Eranakulam Cochin 682 016
City: Kochi
District: Ernakulam, Kerala
IFSC Code: LAVB0000201
Laxmi Vilas Bank - Vallikavu Branch
Address: Near To Iby8akulasekharapuram Grama Panchayat
City: Kollam
District: Kollam, Kerala
IFSC Code: LAVB0000804
Laxmi Vilas Bank - Kottayam Branch
Address: K.m.c.xvi By 131 E,near Ywca,m.c.road,kottayam
City: Kottayam
District: Kottayam, Kerala
IFSC Code: LAVB0000384
Laxmi Vilas Bank - Calicut Kozhikode Branch
Address: 9 562 Khadeeja Buildings 1st Floorp B No 188 Cherooty Road Kozhikode
City: Calicut
District: Kozhikode, Kerala
IFSC Code: LAVB0000181
Laxmi Vilas Bank - Palakad Branch
Address: 11 By 1339 Market Roadfirst Floor Pb No 307 Palakkad 678 014palakkad
City: Palakkad
District: Palakkad, Kerala
IFSC Code: LAVB0000546
Laxmi Vilas Bank - Thiruvananthapuram Branch
Address: T C 9 By 885, Vellayambalam Sasthamangalam Road Thiruvananthapuram Pin
City: Trivendrum
District: Thiruvananthapuram, Kerala
IFSC Code: LAVB0000749
Laxmi Vilas Bank - Guruvayoor Branch
Address: 10 By 83a Rs 114 By 20guruvayoor
City: Guruvayoor
District: Thrissur, Kerala
IFSC Code: LAVB0000288
Laxmi Vilas Bank - Thrissoor Branch
Address: Xxvii By 476 1st Floor Pottekkatt Buildings Round Eastthrissur 680 001
City: Thrissur
District: Thrissur, Kerala
IFSC Code: LAVB0000744
IFSC Code Search

Key Stats: Laxmi Vilas Bank
Key Details:
Employees: 3149
No. of Offices: 311
Bank Type: Private Bank
Customer Care: 1800-425-2233

Financial Details:
Business per Employee : 86.30
Net Income Margin (NIM) : 2.32
Cost of Funds (COF) : 8.89
Return on Equity : 9.28
Return on Assets : 0.54
Capital Adequacy : 12.32
Non Performing assets ratio : 2.43
IFSC Codes for NEFT
IFSC Codes are used for initiating money transfer through NEFT or RTGS. This code uniquely identifies the bank branch where the receiver of the funds has his/her account. IFSC code is a 11 character alpha-numeric code assigned to each bank branch by RBI in India.

NEFT Online Transfer:
NEFT is the most cost effective and secure way of account to account money transfer in India. It usually takes around 1-4hrs to receive the money using NEFT.

NEFT Timings:
Monday-Friday:8am to 7pm
Saturday:8am to 1pm
Note: Any transfer made outside the time limit will be initiated on the next working day.

NEFT Fees:
Up to Rs.10,000Rs.2.50 + Service Tax
Rs.10,000 to Rs.1 LakhRs.5.00 + Service Tax
Rs.1 Lakh to Rs.2 LakhRs.15.00 + Service Tax
Rs. 2 Lakh OnwardsRs.25.00 + Service Tax
Note: This is the maximum fees which a bank can charge. Actual charges can be lower.

Find IFSC Codes:
IFSC code for a bank branch can be located on the cheque book or the pass book issued by the branch. You may also search our website to find the ifsc code for branches of all banks in India.

IFSC Code: Indian Financial System Code or IFSC is a 11 character code used in India for domestic inter-bank money transfer. This alpha numeric code uniquely identifies the bank branch participating in NEFT and RTGS payment systems. Most financial institution use the NEFT system as it is managed and promoted by Reserve Bank of India (RBI - India's Central Bank). The first 4 characters of IFSC Code represent the bank, and the last 6 numbers represent the branch of that bank. The 5th character is 0 (zero) and is reserved for future use. To initiate money transfer, you need to provide the IFSC code of the receiver's bank branch. This code is used by the NEFT system to identify the destination bank branch and also to route the messages appropriately to the concerned banks and branches.

NEFT Transfers: National Electronic Funds Transfer (NEFT) is India's electronic payment system facilitating one-to-one funds transfer. Individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. There is no limit – either minimum or maximum – on the amount of funds that could be transferred using NEFT. NEFT fund transfer system is the most secure and cost effective way to transfer money in India with no fees for receiver and very low fee for the sender (it is among the lowest for domestic interbank transfer across the world). Apart from that, it is also very fast with funds crediting in the receiver's account in around 1-4hrs after initiating the transfer.

RTGS Transfers: RTGS (Real Time Gross Settlement) system is a real-time inter-bank money transfer method for transferring money within India. RTGS is primarily meant for large value transactions and the minimum amount to be remitted through RTGS is Rs. 2 lakh. There is no upper ceiling for RTGS transactions. For this reason, it is usually used by corporates who need to transfer large sums of money in real time to meet various payment needs. RTGS is also most cost effective and secure way to transfer the money instantaneously to the receiver's bank account.