Punjab And Sind Bank Branches In Punjab - IFSC, MICR Codes, Phone

IFSC Codes for Punjab And Sind Bank In Punjab

595 branches found.Showing 1 - 15
Punjab And Sind Bank - Baba Bakala Branch
Address: Baba Bakala, Distt. Amritsar , Punjab - 143202
City: Baba Bakala
District: Amritsar, Punjab
IFSC Code: PSIB0000030
Punjab And Sind Bank - Amritsar Khalsa College Branch
Address: Khalsa College, Amritsar
City: Amritsar
District: Amritsar, Punjab
IFSC Code: PSIB0000031
Punjab And Sind Bank - Ramdas Branch
Address: Ramdas, Distt. Amritsar , Punjab - 143101
City: Ramdass
District: Amritsar, Punjab
IFSC Code: PSIB0000049
Punjab And Sind Bank - Chola Sahib Branch
Address: Chola Sahib, Distt. Tarn Taran , Punjab - 143408
City: Chola Sahib
District: Amritsar, Punjab
IFSC Code: PSIB0000050
Punjab And Sind Bank - Chogawan Branch
Address: Chowgawan Village, Distt. Amritsar , Punjab - 143109
City: Chogawan
District: Amritsar, Punjab
IFSC Code: PSIB0000058
Punjab And Sind Bank - Hari Ke Pattan Branch
Address: Hari Ke Patan, Distt. Tarn Taran , Punjab - 143412
City: Hari-ke-pattan
District: Amritsar, Punjab
IFSC Code: PSIB0000060
Punjab And Sind Bank - Jalalabad (darshani Deori Amritsar) Branch
Address: Darshani Deori, Amritsar, Punjab-143001
City: Jalalabad
District: Amritsar, Punjab
IFSC Code: PSIB0000065
Punjab And Sind Bank - Sarhali Kalan Branch
Address: Sarhali Kalan, Distt. Tarn Taran , Punjab - 143410
City: Sarhalikalan
District: Amritsar, Punjab
IFSC Code: PSIB0000081
Punjab And Sind Bank - Khalchian Branch
Address: Khalchian, Distt. Amritsar , Punjab - 143111
City: Khalchian
District: Amritsar, Punjab
IFSC Code: PSIB0000086
Punjab And Sind Bank - Sharifpura Branch
Address: Sharifpura, Amritsar-143001
City: Amritsar
District: Amritsar, Punjab
IFSC Code: PSIB0000087
Punjab And Sind Bank - Taran Taran Branch
Address: Taran Taran,distt.amritsar-143401
City: Amritsar
District: Amritsar, Punjab
IFSC Code: PSIB0000088
Punjab And Sind Bank - Civil Lines Branch
Address: 12-lawrence Road, Civil Lines Amritsar-143001
City: Amritsar
District: Amritsar, Punjab
IFSC Code: PSIB0000102
Punjab And Sind Bank - Rayya Mandi Branch
Address: Rayya Mandi, Amritsar-143112
City: Amritsar
District: Amritsar, Punjab
IFSC Code: PSIB0000110
Punjab And Sind Bank - Jandiala Guru Branch
Address: Jandiala Guru, Amritsar
City: Jandiala Guru
District: Amritsar, Punjab
IFSC Code: PSIB0000120
Punjab And Sind Bank - Mattewal Branch
Address: Mattewal, Chowk Mehta, Distt. Amritsar , Punjab - 143019
City: Matewal
District: Amritsar, Punjab
IFSC Code: PSIB0000122
IFSC Code Search

Key Stats: Punjab And Sind Bank
Key Details:
Employees: 8533
No. of Offices: 1138
Bank Type: Public Sector Bank
Website: http://www.psbindia.com/
Customer Care: 1800 221 908

Financial Details:
Business per Employee : 137.00
Net Income Margin (NIM) : 2.14
Cost of Funds (COF) : 7.90
Return on Equity : 7.66
Return on Assets : 0.44
Capital Adequacy : 12.91
Non Performing assets ratio : 2.16
IFSC Codes for NEFT
IFSC Codes are used for initiating money transfer through NEFT or RTGS. This code uniquely identifies the bank branch where the receiver of the funds has his/her account. IFSC code is a 11 character alpha-numeric code assigned to each bank branch by RBI in India.

NEFT Online Transfer:
NEFT is the most cost effective and secure way of account to account money transfer in India. It usually takes around 1-4hrs to receive the money using NEFT.

NEFT Timings:
Monday-Friday:8am to 7pm
Saturday:8am to 1pm
Note: Any transfer made outside the time limit will be initiated on the next working day.

NEFT Fees:
Up to Rs.10,000Rs.2.50 + Service Tax
Rs.10,000 to Rs.1 LakhRs.5.00 + Service Tax
Rs.1 Lakh to Rs.2 LakhRs.15.00 + Service Tax
Rs. 2 Lakh OnwardsRs.25.00 + Service Tax
Note: This is the maximum fees which a bank can charge. Actual charges can be lower.

Find IFSC Codes:
IFSC code for a bank branch can be located on the cheque book or the pass book issued by the branch. You may also search our website to find the ifsc code for branches of all banks in India.

IFSC Code: Indian Financial System Code or IFSC is a 11 character code used in India for domestic inter-bank money transfer. This alpha numeric code uniquely identifies the bank branch participating in NEFT and RTGS payment systems. Most financial institution use the NEFT system as it is managed and promoted by Reserve Bank of India (RBI - India's Central Bank). The first 4 characters of IFSC Code represent the bank, and the last 6 numbers represent the branch of that bank. The 5th character is 0 (zero) and is reserved for future use. To initiate money transfer, you need to provide the IFSC code of the receiver's bank branch. This code is used by the NEFT system to identify the destination bank branch and also to route the messages appropriately to the concerned banks and branches.

NEFT Transfers: National Electronic Funds Transfer (NEFT) is India's electronic payment system facilitating one-to-one funds transfer. Individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. There is no limit – either minimum or maximum – on the amount of funds that could be transferred using NEFT. NEFT fund transfer system is the most secure and cost effective way to transfer money in India with no fees for receiver and very low fee for the sender (it is among the lowest for domestic interbank transfer across the world). Apart from that, it is also very fast with funds crediting in the receiver's account in around 1-4hrs after initiating the transfer.

RTGS Transfers: RTGS (Real Time Gross Settlement) system is a real-time inter-bank money transfer method for transferring money within India. RTGS is primarily meant for large value transactions and the minimum amount to be remitted through RTGS is Rs. 2 lakh. There is no upper ceiling for RTGS transactions. For this reason, it is usually used by corporates who need to transfer large sums of money in real time to meet various payment needs. RTGS is also most cost effective and secure way to transfer the money instantaneously to the receiver's bank account.