Union Bank Of India Branches In Jammu And Kashmir - IFSC, MICR Codes, Phone

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Jammu (5)
Kathua (1)
Poonch (1)
Rajouri (1)
Reasi (1)
Srinagar (1)
Udhampur (1)

IFSC Codes for Union Bank Of India In Jammu And Kashmir

11 branches found.Showing 1 - 11
Union Bank Of India - Jammu [main] Branch
Address: Raghunath Bazar, Jammu Tawi,dist. Jammu, Jammu & Kashmir,pin - 180 001.
City: Jammu
District: Jammu, Jammu And Kashmir
IFSC Code: UBIN0530948
Union Bank Of India - Gandhinagar - Jammu Branch
Address: 24c/c Gandhinagarjammu Tawi, Jammu And Kashmir,
City: Jammu
District: Jammu, Jammu And Kashmir
IFSC Code: UBIN0543799
Union Bank Of India - Channi Himmat Branch
Address: Plot No 213 Sector 2 Channi Himmat Jammu Pin Code 180015
City: Jammu
District: Jammu, Jammu And Kashmir
IFSC Code: UBIN0564044
Union Bank Of India - Kunjwani Bye Pass Jammu Branch
Address: Ravi Complex, Kunjwani Bye Pass Road, Jammu Jammu And Kashmir Pincode- 180001
City: Jammu
District: Jammu, Jammu And Kashmir
IFSC Code: UBIN0567299
Union Bank Of India - Adityapur Branch
Address: M P Nagina Nearkharki Mainroad Adityapur Jammu Jharkhand Pincode 831013
City: Jammu
District: Jammu, Jharkhand
IFSC Code: UBIN0572861
Union Bank Of India - Kathua Branch
Address: Kathua, Jnk
City: Kathua
District: Kathua, Jammu And Kashmir
IFSC Code: UBIN0563013
Union Bank Of India - Poonch Branch
Address: Ward No 5 Halwai Bazar Poonch Poonch Jammu And Kashmir185101
City: Poonch
District: Poonch, Jammu And Kashmir
IFSC Code: UBIN0566152
Union Bank Of India - Rajouri Branch
Address: Kheora Rd,near Hospitl Ward No-3 Rajouri Jammu And Kashmir Pin-185131
City: Rajouri
District: Rajouri, Jammu And Kashmir
IFSC Code: UBIN0566161
Union Bank Of India - Katra Branch
Address: Hotel Bhiwani Paradise Jammu Rd Katra Katra Jammu And Kashmir182301
City: Katra
District: Reasi, Jammu And Kashmir
IFSC Code: UBIN0567124
Union Bank Of India - Srinagar Branch
Address: Coronation Hotel Building, Court Road, Lal Chowk, Srinagar, Jammu & Kashmir, Pin - 190 001.
City: Srinagar
District: Srinagar, Jammu And Kashmir
IFSC Code: UBIN0535745
Union Bank Of India - Udhampur Branch
Address: Near Bdo Officedhar Road
City: Udhampur
District: Udhampur, Jammu And Kashmir
IFSC Code: UBIN0562629
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Key Stats: Union Bank Of India
Key Details:
Employees: 31798
No. of Offices: 3660
Bank Type: Public Sector Bank
Website: http://www.unionbankofindia.co.in/
Customer Care: 1800 22 2244

Financial Details:
Business per Employee : 121.50
Net Income Margin (NIM) : 2.63
Cost of Funds (COF) : 6.37
Return on Equity : 13.52
Return on Assets : 0.79
Capital Adequacy : 11.45
Non Performing assets ratio : 1.61
IFSC Codes for NEFT
IFSC Codes are used for initiating money transfer through NEFT or RTGS. This code uniquely identifies the bank branch where the receiver of the funds has his/her account. IFSC code is a 11 character alpha-numeric code assigned to each bank branch by RBI in India.

NEFT Online Transfer:
NEFT is the most cost effective and secure way of account to account money transfer in India. It usually takes around 1-4hrs to receive the money using NEFT.

NEFT Timings:
Monday-Friday:8am to 7pm
Saturday:8am to 1pm
Note: Any transfer made outside the time limit will be initiated on the next working day.

NEFT Fees:
Up to Rs.10,000Rs.2.50 + Service Tax
Rs.10,000 to Rs.1 LakhRs.5.00 + Service Tax
Rs.1 Lakh to Rs.2 LakhRs.15.00 + Service Tax
Rs. 2 Lakh OnwardsRs.25.00 + Service Tax
Note: This is the maximum fees which a bank can charge. Actual charges can be lower.

Find IFSC Codes:
IFSC code for a bank branch can be located on the cheque book or the pass book issued by the branch. You may also search our website to find the ifsc code for branches of all banks in India.

IFSC Code: Indian Financial System Code or IFSC is a 11 character code used in India for domestic inter-bank money transfer. This alpha numeric code uniquely identifies the bank branch participating in NEFT and RTGS payment systems. Most financial institution use the NEFT system as it is managed and promoted by Reserve Bank of India (RBI - India's Central Bank). The first 4 characters of IFSC Code represent the bank, and the last 6 numbers represent the branch of that bank. The 5th character is 0 (zero) and is reserved for future use. To initiate money transfer, you need to provide the IFSC code of the receiver's bank branch. This code is used by the NEFT system to identify the destination bank branch and also to route the messages appropriately to the concerned banks and branches.

NEFT Transfers: National Electronic Funds Transfer (NEFT) is India's electronic payment system facilitating one-to-one funds transfer. Individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. There is no limit – either minimum or maximum – on the amount of funds that could be transferred using NEFT. NEFT fund transfer system is the most secure and cost effective way to transfer money in India with no fees for receiver and very low fee for the sender (it is among the lowest for domestic interbank transfer across the world). Apart from that, it is also very fast with funds crediting in the receiver's account in around 1-4hrs after initiating the transfer.

RTGS Transfers: RTGS (Real Time Gross Settlement) system is a real-time inter-bank money transfer method for transferring money within India. RTGS is primarily meant for large value transactions and the minimum amount to be remitted through RTGS is Rs. 2 lakh. There is no upper ceiling for RTGS transactions. For this reason, it is usually used by corporates who need to transfer large sums of money in real time to meet various payment needs. RTGS is also most cost effective and secure way to transfer the money instantaneously to the receiver's bank account.